Effective date: 12/15/2010
This document provides terms and conditions of use of Safeco.com (the "Site") and of the Safeco app for Apple iOS (the "App"), and provides additional information about Safeco Insurance Company of America, its affiliates and subsidiaries (together "Safeco"). Please read these terms and conditions carefully before using the Site or the App, as your use is expressly conditioned on your acceptance of the terms and conditions below, and any additional terms or conditions that may be within the Site itself (collectively "Terms and Conditions"). The Terms and Conditions are in addition to any other agreements between you and Safeco. Changes to the Terms and Conditions take effect when posted to the Site. If you do not wish to be bound by the Terms and Conditions, please discontinue using and accessing the Site or the App immediately.
Permission is hereby granted to use, copy and distribute these materials as presented in the Site, without alteration, for non-commercial purposes only. All copyright and other proprietary notices must appear in all copies in the same manner as the original. All other uses are prohibited.
Except as expressly provided herein, you shall not use any portion of the Site or the App, or any other intellectual property of Safeco (including but not limited to the Safeco trademarks), on any other website or application, in the source code of any other website or application, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of the Site's or the App's content, or frame the Site within any other website without our prior written permission. Systematic retrieval of data or other content from this Site or through the App to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Safeco is prohibited.
Other than as required by applicable consumer protection law or insurance law, if any, Safeco shall not be liable for any errors or omissions in this information for any injury, losses, claim or damages, direct, indirect, incidental, special or consequential resulting from your use or misuse of, or reliance on, any such information.
Safeco does not warrant the content, quality, condition, accuracy or completeness of this information. You assume all risks and liabilities arising out of use of the information, services, materials, software, or other items on the Site or the App.
Insurance coverage statements on the Site or in the App are for general description purposes only. Neither the Site nor the App amend, modify or supplement any insurance policy. Consult the actual policy, your agent or contact us for the name of an agent who can supply you with details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the Safeco underwriting company providing such products or services.
Neither the Site nor the App make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Unless otherwise specified, products and services are available in the United States only. Information on the Site or in the App may include references to products or services not offered in your state or country or not available for purchase over the Internet in your state or country. Variations in state law regarding the interpretation of insurance policies may exist, and any statements of coverage scope or intent in this summary are general in nature and are subject to such variations. Availability of coverage referenced in this summary may be dependent upon state regulations.
The Site or the App may contain an interactive insurance planning tool which provides suggestions about which insurance coverage, limits and deductions may be right for you. If so, review the questions and defaulted answers carefully before completing this transaction. When deciding which limits are appropriate for you, consider selecting the highest liability and deductible levels you can comfortably afford to ensure maximum protection and value for your insurance dollar. Suggested values should be considered minimum suggestions for your circumstances; higher amounts could be appropriate depending on your specific personal history, preferences, risk tolerance and other factors that are not accounted for in the planning tool.