File a Condo Insurance Claim Online
Safeco now makes it simple to file your Condo Insurance claim online. Our digital claims service is available 24/7; track your claim online as well, and reach out with any questions you have along the way.
FILE A CLAIM
Condo Insurance Coverage Options
Get the coverage you need to protect yourself, your condo unit, and your belongings with our flexible condo insurance coverage options.
View Coverage Options
Condo Insurance Discounts & Savings
Discounts are available if you have a burglar alarm or fire sprinkler system installed in your condo. You may also qualify for a lower rate if you live in close proximity to a fire station.
Save up to 10 percent when you combine your condo and auto
policies as the Safeco Package
Save even more with a multiple policy discount when you also add coverage for your motorcycle
, or RV
. Talk to your local independent agent
about additional ways to save based on your individual situation.
A higher deductible will lower how much you pay for condo insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your condo insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.
If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.
Frequently Asked Questions
Condo insurance covers most of what your condo association master policy doesn’t. You’ll definitely need to provide your own coverage for personal belongings. You’ll likely need additional coverage for any improvements or remodel work you’ve done inside your condo unit.
You’re usually responsible for what’s inside your condo unit, including your personal belongings, appliances, light fixtures, bathtub, toilets, sinks, walls, and floors.
Shared buildings and common areas are usually covered by your condo association master policy.
Yes, you get a discount for having a burglar alarm.