“Safeco Insurance” is a trade name used by a division of Liberty Mutual Group that distributes insurance products primarily through independent agents and brokers. Safeco Insurance markets and underwrites insurance policies issued by certain Liberty Mutual Group Inc. stock insurance company subsidiaries and affiliated insurers. Liberty Mutual Group Inc. is a subsidiary of Liberty Mutual Holding Company Inc., a Massachusetts mutual holding company. Only Liberty Mutual Insurance Company, Liberty Mutual Fire Insurance Company, Employers Insurance Company of Wausau and Liberty Mutual Personal Insurance Company policyholders have membership rights in Liberty Mutual Holding Company Inc. These companies were formerly mutual insurance companies whose policyholders elected to form a mutual holding company. These formations were reviewed and approved by the governing state insurance regulatory authorities.