RV driving on a mountain road in the sun.

RV Insurance

Coverage for your home on wheels

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RV driving on a mountain road in the sun.

Get to know your RV, trailer, and motorhome coverage options

We offer extensive coverage for all your RV needs to help you focus on the road ahead. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right RV coverage for you.

Real-life scenario
Personal Property Coverage
Covers damage or theft of some personal belongings while in your RV.1
Audio-Visual and Custom Equipment Coverage
Protects your permanent audio, visual and custom equipment that was not installed at the factory or dealership.2
24-Hour Roadside Assistance
If your RV breaks down, we won't leave you stranded. From a jump-start to a tow, our optional 24-Hour Roadside Assistance will get you moving again.3
Emergency Assistance Coverage
Includes all the features of Roadside Assistance plus adds coverage for personal property, temporary living expenses, and transportation costs if your RV becomes unlivable.4
Loan or Lease Protection Coverage
Covers the difference between the remaining dollar amount on your loan/lease and how much your RV is actually worth if it's declared a total loss.5
Personal Effects
Optional coverage for personal items used inside and outside of the RV/motorhome.6

We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your RV.

You could save money with Safeco's RV discounts7


Accident Prevention Course Discount

Offers a discount if the RV operator successfully completes an approved accident prevention course.

Anti-Theft Device Discount

Offers a discount when your RV is equipped with anti-theft devices.

Private Passenger Discount

Offers a discount if you have your auto and RV on the same policy.

Enroll your RV in Safeco's Diminishing Deductible

Remain claim-free and we'll reduce your collision deductible by $100 with each annual policy renewal.8
The deductible will continue to decrease for up to five years or until the $500 maximum is reached and you must be enrolled in Collision Insurance to be eligible.
Woman rests in a chair by her motorhome.

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Common RV insurance questions

Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss motorhome insurance today.

1Availability varies by state.
2Availability varies by state. Limits apply.
3Coverage is provided on the optional Towing & Labor Coverage endorsement. May vary by state. Applies to mechanical breakdowns and disablements only, and may be subject to limits.
4Availability varies by state. Must have Roadside Assistance. Limits apply.
5Availability varies by state. Conditions and limits apply.
6Must have comprehensive and collision coverage. May vary by state. Limits apply.
7Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
8Coverage provided on Collision Deductible Endorsement. May vary by state. Limits apply.