RV Insurance

Protection for your home away from home.

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Recreational vehicles and campers come in all sorts of shapes and sizes. If you travel with a luxury coach motor home, travel trailer, fifth wheel, pop up camper, or camper van, Safeco offers Recreational Vehicle Insurance even if it’s the only policy you carry with us. We’ll help make sure you’re properly covered so the vacation road trip you’ve been dreaming about all winter doesn’t come with worry. Your local independent agent can offer personal advice on RV Insurance coverage that’s right for you and your home on the road.
RV Insurance Coverage Options
Custom build your own RV insurance policy with the help of your local Safeco agent. Choose a basic policy or add fully-loaded coverage with options that are right for you. You’ll be relaxing in the campground before you know it.

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RV Insurance Discounts & Savings
We know you’d rather be mapping out your next destination than worrying about how much you’re paying for RV insurance. Talk to your local independent agent for personal advice on how you can save money for your next camping adventure.

+Pass an Accident Prevention Course-Pass an Accident Prevention CoursePass an Accident Prevention Course
RV operators aged 55 years old or older who successfully complete an approved accident prevention course can get a discount that lasts for three years.
+Deter Thieves With Anti-Theft Devices-Deter Thieves With Anti-Theft DevicesDeter Thieves With Anti-Theft Devices
Qualify for a discount when your RV is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your RV has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your RV is stolen while the anti-theft service is activated.
+Put It in Storage for the Winter-Put It in Storage for the WinterPut It in Storage for the Winter
Reduce your coverage to just comprehensive during the months your RV is stored for the winter. When it’s time to head back out on the road, call your local independent agent to reinstate your liability and any other coverage on your policy.
+Type of RV-Type of RVType of RV
The make, model, and safety features of your RV will have an effect on how much it costs to repair, maintain, and insure. When you’re shopping for a motor home, trailer, or camper, ask your local Safeco agent to compare the cost of insuring different RV models. If there’s a significant difference, it may have an influence on which RV you choose to purchase.
+More Than One Set of Wheels-More Than One Set of WheelsMore Than One Set of Wheels
Qualify for a discount when you insure your RV and car on the same policy.
+More Than One Policy-More Than One PolicyMore Than One Policy
Get a multiple policy discount when you also insure your home, condo, motorcycle, or boat with Safeco.
+Choose a Higher Deductible-Choose a Higher DeductibleChoose a Higher Deductible
A higher deductible will lower your insurance rate by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket if you file a claim.
Frequently Asked Questions
+What types of recreational vehicles do you insure?-What types of recreational vehicles do you insure?What types of recreational vehicles do you insure?
We cover motor homes with values up to $1 million and travel trailers with values up to $300,000.
+Can I use my RV for work?-Can I use my RV for work?Can I use my RV for work?
Safeco RV Insurance only covers vehicles used for personal recreation. We do not offer coverage for any RV driven or towed to and from work or a work location, including any RV used by touring entertainers, construction workers, and race car drivers.
+My RV is also my home for most of the year. Am I covered?-My RV is also my home for most of the year. Am I covered?My RV is also my home for most of the year. Am I covered?
If you use your RV for less than 150 days a year, we’ve got you covered.
+Can I get roadside assistance for my RV?-Can I get roadside assistance for my RV?Can I get roadside assistance for my RV?
Yes, you can. Our emergency assistance option includes all the great features of Roadside Assistance and adds coverage for temporary living expenses and transportation costs.
+Can I reduce coverage while my RV is in storage for the winter?-Can I reduce coverage while my RV is in storage for the winter?Can I reduce coverage while my RV is in storage for the winter?
Yes, you can reduce your coverage to only comprehensive if your RV is stored for more than 90 consecutive days. It’s a great way to save money on your RV insurance.
+Is my personal property covered?-Is my personal property covered?Is my personal property covered?
With the purchase of emergency assistance, personal property is covered from theft or damage away from home.
+Can I drive and camp my RV anywhere?-Can I drive and camp my RV anywhere?Can I drive and camp my RV anywhere?
Safeco RV Insurance will cover your rig in the continental United States, U.S. territories or possessions, and Canada.
+How do I file a claim?-How do I file a claim?How do I file a claim?
Call 1-800-332-3226. Our customer service representatives are ready to answer your questions and guide you through the claims process 24 hours a day, seven days a week.
+Do I also have to insure my car or home with Safeco?-Do I also have to insure my car or home with Safeco?Do I also have to insure my car or home with Safeco?
No, your RV can be insured by itself. However, if you insure your RV and car on the same policy, you can get a multi-vehicle discount.

Find a Local Independent Agent
A local independent Safeco agent can help you discover the RV Insurance coverage you need to fit your unique situation.