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Pet Health Insurance

Get the best for your best friend.

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Woman pets her dog on her porch.

Pet Insurance can help your pet get the best veterinary care available when they need it by reducing the financial burden of unexpected medical costs due to illness or injuries. Plus, preventive wellness options could help you stay ahead of any potential issues altogether.

Choose what's right for you.

You’ll be able to choose from a range of different annual limits, deductibles, and reimbursement percentages. You'll also have the freedom to choose any licensed veterinarian, specialist, or emergency clinic.

As long as your cat or dog is at least eight weeks old, your pet is eligible to be enrolled in Pet Insurance, whether or not you are a current Safeco policyholder. Policies cover a wide variety of medical expenses, including:

  • Accidental injuries (including to permanent teeth)
  • Euthanasia or anesthesia
  • Cremation and burial expenses
  • Ingestion of a foreign object (up to two treatments max per policy year)
  • Accidental death
  • Illnesses (e.g., cancer, influenza, and kennel cough)
  • Alternative medicine
  • Behavioral therapy
  • Hereditary and congenital conditions

Wellness coverage is available, which includes fixed payment amounts for the following (not subject to deductible and annual maximum):

  • Wellness exams
  • Intestinal deworming
  • Routine dental cleaning
  • Flea and tick prevention
  • Heartworm tests and medication
  • Dietary food and supplements
  • Prescription medications
  • Boosters and vaccinations

If you are looking for a quote, see below for coverage details.1

  • Safeco offers two types of coverage: Accident & Illness and Accident, Illness, & Wellness.
  • Reimbursement options of 70%, 80%, or 90% of eligible charges.
  • Annual deductible options of $250, $500, or $1,000.
  • Annual coverage limit options including $5,000, $10,000, or $15,000.
  • Discounts available for multiple pets, multiple Safeco policies, and military status.
  • Wellness coverage offers fixed payment amounts for preventive care services, prescription medications and vaccinations, and are not subject to deductible and annual maximum.
  • All policies are subject to a 14 day waiting period.
  • Coming soon in WA, FL, and NY.

Pet Insurance is a small price to pay for unconditional love and your peace of mind. Talk to a local independent agent today to get a policy that's right for you and your pet.

1Pre-existing conditions not covered. Waiting periods, deductibles, benefit limits and exclusions may apply. For policy terms, limitations, and conditions, please visit Safeco.com/pet. Wellness coverage reimbursements are based on a schedule. Products, rates, and discounts may vary by state and are subject to change. Products are underwritten by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkely Street, Boston, MA 02116 and administered by Companion Protect Agency, LLC. Learn more about our privacy policy at libertymutual.com/privacy.