Golf Cart Insurance
From the fairway to your neighborhood
Get to know your golf cart or low speed vehicle coverage options
Golf carts and low speed vehicles (LSVs) are growing in popularity because they are convenient, relatively easy to operate, and versatile. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right coverage for you.
We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your golf cart or LSV.
You could save money with Safeco’s golf cart insurance discounts1
Store your golf cart in a garage
Have a theft recovery device
Own your home? That’s a discount, too
Enroll in Safeco Roadside Assistance for your golf cart
Sure, you might not be traveling long distances in your golf cart. But with Roadside Assistance, you won’t get stranded in the event of a breakdown, flat, or any other covered incident that requires emergency assistance or a tow.
Enroll in Roadside Assistance when you purchase golf cart insurance through your local independent agent.2
Common golf cart insurance questions
Safeco insures nearly all makes and models of golf carts. We also cover all-terrain vehicles (ATVs) with four or six wheels, a wide variety of utility task vehicles (UTV), side-by-sides, dirt bikes, snowmobiles, and other select off-road vehicles.
Talk with an independent agent to get details about all the vehicles types we cover.
Your homeowners policy may give you some coverage for use of a golf cart, but it's very limited and there are many common situations that could leave you without protection.
For example, many homeowners policies won't cover you when you drive to a neighbor's house, which is a typical use for these types of vehicles. Having a separate policy gives you peace of mind because you'll have coverage at home, on the golf course, and on public roads, even if you loan your golf cart to a friend.
Yes! And when you do, we'll give you a discount for having multiple golf carts (or motorcycles, ATVs, snowmobiles, and other off-road vehicles) on the same policy.
- Not at this time. Golf carts owned by a business or used for commercial or business purposes are not eligible for coverage with Safeco.