Couple in a golf cart driving on the course.

Golf Cart Insurance

From the fairway to your neighborhood

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Couple in a golf cart driving on the course.

Get to know your golf cart or low speed vehicle coverage options

Golf carts and low speed vehicles (LSVs) are growing in popularity because they are convenient, relatively easy to operate, and versatile. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right coverage for you.

Real-life scenario
Bodily Injury Liability
This coverage helps pay hospital bills, medical expenses, and other costs related to an accident you are responsible for that injures someone other than a guest passenger.
Guest Passenger Liability
This covers medical expenses for a passenger injured while riding with you in your golf cart. This does not include your spouse, who is already protected under your medical coverage.
Property Damage Liability
If you're responsible for an accident, this coverage helps pay for repairs to someone else's vehicle or personal property you damaged.
This option helps pay for repairs or replacement if your golf cart or LSV is stolen, vandalized, or damaged in some way other than a collision. (Flooding, fire, falling objects, wind, and collision with an animal.)
This helps pay to repair damage caused by an accident regardless of who is at fault. You're also covered if your golf cart or LSV is knocked over, hit, or collides with another object.
Medical Payments
Helps cover hospital bills and other medical care expenses for you and your any passengers injured in an accident, no matter who is at fault.

We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your golf cart or LSV.

You could save money with Safeco's golf cart insurance discounts1


Store your golf cart in a garage

You get a discount for storing your golf cart in a locked garage or other secure location.

Have a theft recovery device

Keep your annual mileage below 5,000 miles for the year and youll qualify for limited use rates.

Own your home? That's a discount, too

You can save on your policy if you own your own home, townhouse, condominium, or mobile home.

Enroll in Safeco Roadside Assistance for your golf cart

Sure, you might not be traveling long distances in your golf cart. But with Roadside Assistance, you won't get stranded in the event of a breakdown, flat, or any other covered incident that requires emergency assistance or a tow.
Enroll in Roadside Assistance when you purchase golf cart insurance through your local independent agent.2 Find an agent
Golf cart rides along a scenic green golf course.

Common golf cart insurance questions

Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss Safeco golf cart insurance today.

1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2Optional coverage. Roadside Assistance package includes towing to a qualified facility or location within 15 miles, delivery of fuel or fluid (costs of these items not included), and changing of flat tires only with Safeco's insured's inflated spare. May vary by state.