Frequently Asked Questions
Renters insurance protects your belonging from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent.
Renters insurance does not pay your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged.
It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy.
Your landlord is responsible for insuring the building, but not your personal belongings inside it.
Your things are protected when they’re at home or with you anywhere in the world.