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Landlord Insurance

Residential rental property coverage

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Woman places "For Rent" sign on her front lawn.

Get to know your landlord coverage options

We understand that your rental property is a serious investment. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right coverage for you and your residential property.

Real-life scenario
Extended Dwelling
Get up to 25% more protection than the limit stated in your policy. In the event of a total loss we will help pay for unexpected repair or rebuilding costs.1
Premises Liability Coverage
Protection against libel and slander, wrongful eviction and wrongful entry claims. Also protects you and your spouse/domestic partner against personal injury and other non-bodily injury claims.1
If a severe hail storm causes damage to the windows of your rental property, this coverage his will help you get them repaired.
Fair Rental Value
If your unit is damaged in a covered event – say, a fire - and you're unable to rent it for a period of time, this will cover the lost rent while repairs take place.2
Inflation Protection
A spike in inflation causes contracting repair costs to go up, this keeps pace with inflation. That way you're covered for a total loss.3

We offer so many more coverage options at Safeco. View all of our coverages below, then connect with a licensed independent agent near you to determine the best coverage options for your rental property.
View all coverages

You could save money with Safeco's landlord insurance discounts4


Advanced Quote Discount

Discount provided for customers who quote in advance.

Account Credit

When you insure both your rental property and home with Safeco, you are qualified for a 5% premium credit.

Insure your home, too

You'll save 5% when you insure both your homeowners and landlord policies with Safeco.

What's the difference between landlord and homeowners insurance?

It's a good question. Generally speaking, Landlord Insurance covers the protection of your rental properties, specifically the “dwelling” (the structure of the property) as opposed to your possessions, which are covered by Homeowners Insurance.
However, Safeco Landlord Insurance also offers extensive loss of use and liability coverage for your residential rental property including items such as microwaves, refrigerators, and washer and dryers being used by your tenants.1
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Common landlord insurance questions

Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss Safeco landlord insurance today.

1Availability varies by state. Terms and conditions apply.
2Qualifications and conditions apply. Eligibility may vary by state.
3Conditions apply. Not available in all states. Eligibility may vary by state.
4Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.