Landlord Protection® insurance

Residential rental property coverage you can count on.

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Safeco Landlord Protection insurance is residential rental property insurance for landlords who rent one to four-unit occupied properties, from single family homes and condo units to duplexes and fourplexes. More than just protection from damage, it also protects you from certain types of liability unique to landlords, such as wrongful eviction and entry.

Whether you only need a landlord insurance policy with coverage for the most common types of losses or a fully-loaded policy that offers more protection, Safeco gives you the flexibility to choose. Your local independent agent can offer personal advice about product availability in your area and how much coverage is right for you. We’ll help you make sure your residential rental property is properly protected.
Landlord Insurance Coverage Options
+If You're Held Responsible-If You're Held ResponsibleIf You're Held Responsible
You’re protected against libel and slander, wrongful eviction and wrongful entry claims. Optional premises liability coverage also protects you and your spouse or domestic partner against personal injury and other non-bodily injury claims.
+Premises Liability Coverage-Premises Liability CoveragePremises Liability Coverage
Premises liability coverage includes both personal injury protection and medical payments. Personal injury covers wrongful eviction or entry, invasion of privacy, libel, and slander. Medical payments helps cover hospital bills and medical care expenses for guests if they are injured on your rental property and you’re held responsible.
+Extended Dwelling Coverage-Extended Dwelling CoverageExtended Dwelling Coverage
Get up to 25% more protection than the limit stated in your policy. In the event of a major or total loss to your rental property, extended dwelling coverage will help pay for unexpected repair or rebuilding costs that exceed the amount covered by your base policy.
Landlord Insurance Discounts & Savings
You could save up to 30 percent on your Landlord Protection insurance. Your local independent agent can offer personal advice about product availability in your area and how much coverage is right for you.

+Combine and Save-Combine and SaveCombine and Save
Save up to 5 percent when you combine your homeowners and landlord protection policies.
+Multiple Policy Discount-Multiple Policy DiscountMultiple Policy Discount
Save even more with a multiple policy discount when you also add coverage for your motorcycle, boat, or RV.
+Choose a Higher Deductible-Choose a Higher DeductibleChoose a Higher Deductible
A higher deductible will lower how much you pay for landlord insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your landlord insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.
+Pay Your Bill in Full-Pay Your Bill in FullPay Your Bill in Full
If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.
Frequently Asked Questions
My family owns a second home that we rent out. Is Safeco Landlord Protection Insurance right for me?
Yes. Safeco Landlord Protection insurance is designed for landlords just like you.

I own a small building with four apartments and retail space on the ground floor. Is Safeco Landlord Protection Insurance right for me?
Safeco Landlord Protection insurance is intended for non-commercial residential properties. The retail space makes the building mixed-use, which is not a type of property Safeco Landlord Protection insurance covers.

Find a Local Independent Agent
A local independent Safeco agent can help you discover the landlord insurance coverage you need to fit your unique situation.