Safeco property claims adjuster speaks with a customer in their home.

Home Warranty

Protect home and appliance repairs

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Safeco property claims adjuster speaks with a customer in their home.

There's a lot to love about being a homeowner, but nobody enjoys the hassle and expense of making repairs. Safeco offers a home warranty, which is an excellent way to help you protect against surprise expenses fit to normal wear and tear of the systems and appliances you rely on everyday — like your fridge, A/C, and plumbing.

Whether you want coverage for components and parts of major home systems and appliances or need to protect the components of your most critical home systems, AHS has a plan for you.

Why American Home Shield?


  • As the largest home warranty company, AHS pays more claims than any other warranty company in the nation — more than $2 billion in the last five years.1
  • A fridge can break any time, and AHS is available to take service requests online or by phone 24/7.
  • With a nationwide network of 17,000 licensed and qualified contractors, help is never too far away.

How does the American Home Shield home warranty differ from product warranties and Safeco's equipment breakdown endorsement?


A product warranty covers only parts for that particular product or system and doesn't necessarily cover the cost of labor. While Safeco's equipment breakdown coverage protects appliances and systems, it doesn't cover normal wear and tear. For each covered service request, AHS customers pay their Trade Service Call Fee2 — the amount you pay per trade (plumbing, electrical, etc.) for each service request — and AHS will assign a local contractor to find out what's wrong and get you back up and running.

Additionally, customers must have a Safeco® Home policy in order to purchase equipment breakdown, while the AHS home warranty is available to all customers, whether they are Safeco policyholders or not.

How it works


Because it's a stand-alone product, you don't need to be a Safeco policyholder to purchase an AHS home warranty2. Not only that, but when you purchase a home warranty, you'll save $50!.

Help protect yourself from the cost of home system and appliance breakdowns due to normal wear and tear. Talk to a local independent agent to get the AHS today.

1American Home Shield Data
2The Home Warranty product is only available for customers with single-family homes under 10,000 square feet. The Home Warranty is not available for properties located in AK, CA, FL, IA, and NY. All trademarks are the property of their respective owners. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable home warranty. If the info on this page conflicts with the warranty language that it describes, the warranty language prevails