Whether it’s hail, winter weather, or another covered event that’s damaged your home, we’re here to help. Now you can file and track your claims online, 24/7.
Helpful resources in the event of a natural disaster home claim:
Visit our Safeco catastrophe center for additional resources.
Your property insurance policy typically covers the cost to repair common hail damage to your roof, siding and personal belongings. You may have a higher deductible for wind and hail damage on your primary property policy than you do for other types of claims. Check your policy to see what’s covered and the deductible you’ve chosen. Your local independent agent can go over your policy details with you.
What to do after a hailstorm
Winter weather brings snowstorms, biting wind, freezing rain, and icy conditions that can damage your home.
Frigid temperatures can cause pipes to freeze and burst. Heavy, wet snow can weigh down tree branches that break through electric lines and cause power outages. Your insurance policy typically helps cover the cost to repair common winter weather damage to your roof, plumbing, foundation, and personal belongings.
Log in and check your policy to see what’s covered and the deductible you’ve chosen. If you’re uncertain, ask your local independent agent to go over your policy details with you.
What to do after winter weather strikes
Repairing your home
Though wildfires are more common in the western United States, almost every state has been effected by wildfires over time. Here’s how you can prepare yourself and your home before, during, and after a wildfire.
Before a wildfire
During a wildfire
After a wildfire
Review your homeowners policy with your local independent agent for detailed coverage explanations, and call 1-800-332-3226 to file a claim if you have experienced wildfire-related damage.
Catastrophes usually bring out the best in most people, but can also bring out the worst in a few others. The most common types of fraud that occur after a disaster involve unscrupulous building repair firms, price gouging, offers of debris removal, and fraudulent charitable solicitations. The following can help you avoid becoming a victim:
If you believe you have been victimized by building repair firms or you have knowledge of suspected insurance fraud, contact: Safeco Special Investigation Unit: 1-855-817-7323 National Insurance Crime Bureau: 1-800-TEL-NICB (1-800-835-6422)