Whether it’s groomed trails or fresh powder, Safeco has you covered. Learn more about the unique coverages we offer below, then contact a local agent to discuss the right snowmobile coverage for you.
We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your snowmobile.
It’s simple: the longer you ride your snowmobile without a claim, the lower your premiums.
As a bonus, we'll automatically adjust your policy for age and riding experience each year at renewal time to make sure you have the lowest possible premiums. Connect with an agent to learn more about Safeco snowmobile insurance.
Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss snowmobile insurance today.
Safeco insures all types of sleds as well as snow bikes. We also insure a wide variety of other off-road vehicles, including all-terrain vehicles (ATVs) utility task vehicles (UTVs), side-by-sides, dirt bikes, and more.
Safeco does not insure sleds that have after-market performance kits, including nitrous or turbo kits. However, sleds with OEM turbo kits are eligible. Safeco also does not insure snowmobiles used for racing or for use in any business.
Yes — and when you do, we'll give you a discount. You can also bundle your snowmobile with other weekend toys, such as off-road vehicles, including all-terrain vehicles (ATVs) utility task vehicles (UTVs), side-by-sides, dirt bikes, and more.
Yes. Every Safeco off-road policy with comprehensive and/or collision coverage automatically includes OEM parts coverage.
We're glad you take riding safety as seriously as we do. That's why every policy, even liability-only coverage, includes $1,000 of coverage per rider for safety apparel such as your helmet, boots, gloves, goggles, and your snow suit.