Frequently Asked Questions
Safeco insures all types of sleds as well as snow bikes. We also insure a wide variety of other off-road vehicles, including all-terrain vehicles (ATVs) utility task vehicles (UTVs), side-by-sides, dirt bike and more.
Safeco does not insure sleds that have after-market performance kits, including nitrous or turbo kits. However, sleds with OEM turbo kits are eligible. Safeco also does not insure snowmobiles used for racing or for use in any business.
Yes! We know customizing your ride is important to you. Safeco's policy automatically includes $3,000 of custom parts and equipment coverage when you purchase comprehensive and/or collision coverage for your vehicle. If it has more than $3,000 worth of custom parts or equipment, you can add up to $20,000 of coverage per vehicle. We cover snow bike kits, too! The best part is that all custom parts and equipment will be repaired or replaced without an adjustment for depreciation.
Yes. Every Safeco off-road policy with comprehensive and/or collision coverage automatically includes OEM parts coverage.
Of course! We were all new snowmobilers once.
We know experienced snowmobilers are safer snowmobilers, so Safeco offers discounts to reward you. We even offer a discount if you've had the same sled for a while!
Yes! And when you do, we'll give you a discount. You can also insure motorcycles, ATVs, UTVs, dirt bikes, golf carts, and other off-road vehicles on the same policy, which makes billing a snap.
We're glad you take riding safety as seriously as we do. That's why every policy, even liability-only coverage, includes $1,000 of coverage per rider for safety apparel such as your helmet, boots, gloves, goggles and your snow suit.