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Umbrella Insurance

More Protection and Peace of Mind at an Affordable Price

You’ve got a nice home, two cars and steady jobs. Life is good. That’s why you need umbrella insurance from Safeco. For most families, it’s an essential level of insurance that goes beyond what your home and auto policies cover. An umbrella policy can provide an additional layer of protection, giving you broader coverage if you’re sued and peace of mind knowing you’re protected.

Umbrella Insurance Coverage Options

A Safeco umbrella policy protects you and your family anywhere in the world. Umbrella insurance is available in $1 million increments up to $5 million.

Learn more about umbrella insurance coverage.

 

File a Claim

A Safeco claims representative can be reached 24 hours and day, seven days a week.

Find out how to  file a claim.


Learn about umbrella insurance claims.

 

Umbrella Insurance Discounts

Umbrella insurance is surprisingly affordable. For less than a dollar a day, you can gain this extended liability coverage to protect yourself and your family. A discount is available in most states if you also have Safeco homeowners insurance.

Learn how to save with umbrella insurance discounts.

 

Do More.®

Worry less knowing you have the extra protection of umbrella insurance. Allow yourself time to get more out of life. We’ve got you covered.

From the Safeco Blog
Do You Need Umbrella Insurance?

 

Umbrella Insurance FAQ

Get answers to your questions about umbrella insurance.

Read frequently asked questions about umbrella insurance.

 

Why Choose Safeco Umbrella Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make insurance easy.

Infographic: What Your Safeco Umbrella Policy May Cover

 

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Umbrella Insurance - Additional Protection for More Peace of Mind 

Recent Umbrella Insurance Reviews

TX

Age:

Years a customer:

Size of Household:

1

Doesn't provide coverage when you need it!

I have had two instances with this company 'losing track' of my purchased coverage. I have no faith that if something horrible occurred, this company would be there to provide the services I've paid for. Do not use.

Products: Auto, Renters

Do you recommend this product? No

Response from Safeco:

Please know we take great pride in being there for our customers when they need us. We truly value your feedback and want you to know we are here for you, too. Thank you for insuring with Safeco. We appreciate your business.

Grants Pass, OR

Age: 45 to 54

Years a customer: 1 - 5

Size of Household: 1

5

Taking care of 21st century business

The Safeco employee offered to sell me the Umbrella insurance in case I had an accident that might be my fault. This would cover any medical bills that the other people might incur. This insurance actually lowered my monthly bill.

Products: Auto, Umbrella, Home

Do you recommend this product? Yes

OR

Age: 65 or over

Years a customer: 5 - 10

Size of Household: 2

5

Great Understanding as I was really stressed

Safeco has the best staff ever. I felt much better after speaking with the three or four I had contact with.

Products: Umbrella

Do you recommend this product? Yes

Chandler, AZ

Age: 18 to 24

Years a customer: 1 - 5

Size of Household: 5+

5

Good Customer Service

Good customer service with renewal of discounts for my umbrella insurance//end//.

Products: Umbrella

Do you recommend this product? Yes

WA

Age: 35 to 44

Years a customer: Less than 1

Size of Household: 2

5

Great Service

Great and very helpful. Would recommend to family and friends.

Products: Auto, Renters

Do you recommend this product? Yes

Highlands Ranch, CO

Age: 45 to 54

Years a customer: 1 - 5

Size of Household: 4

5

Exceptional service!

My experience with Safeco has been exceptional. I had to make a claim and they were professional, fair and highly efficient in their service. Additionally, they provided information of other insurance options to suit my needs at a reasonable rate. It is refreshing to work with an ethical company.

Products: Umbrella, Home, Auto

Do you recommend this product? Yes

Nashua, NH

Age: 45 to 54

Years a customer: 10+

Size of Household: 1

3

Great Service But Insite Of Product Weak

Hello,I feel the product for Umbrella Insurance to be good , I just felt the information about it was a little weak.More attention to Customer Education on Services offered, And continued thought for discounts especially with long time Customers is a must.Regards

Products: Umbrella, Home, Auto

Do you recommend this product? Yes

Response from Safeco:

Thank you for taking the time to leave feedback for our team. We appreciate you choosing a Safeco umbrella policy and look forward to serving your insurance needs.

Santa Fe, NM

Age: 45 to 54

Years a customer: 1 - 5

Size of Household: 2

5

Securing an umbrella policy for a service dog

I needed an umbrella policy to cover my service dog's potential liability at work. The customer service representative was helpful and understood my need immediately.

Products: Umbrella

Do you recommend this product? Yes

 

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© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.