The following outlines the terms of participation for enrollment in the RightTrack® program offered by Liberty Mutual, meaning Liberty Mutual Group Inc. and any affiliates, subsidiaries and parent companies, including those companies operating as Safeco Insurance (“Liberty” or the “Companies”). RightTrack is a voluntary, usage-based insurance program that utilizes driving data to determine the participants' insurance policy pricing and provide additional services.
If you participate in the RightTrack program (“the Program”), the Companies collect certain data during the Review Period which may be used to adjust your auto insurance premiums. This agreement governs your enrollment in the Program and your use of any technology required to enable the collection of data as part of the Program ("Technology"). Liberty may share certain data about you and your participation in the Program with other companies (collectively “Service Providers”). Read below for more details about the information that we may share with them.
By participating in the Program, you are expressly permitting Companies to collect and transmit your data through the Technology. A list of the data elements collected can be viewed at https://www.libertymutual.com/telematics-data. This list will be updated as the data collected changes.
Participation in the Program is voluntary and is not required to obtain an insurance policy. If you do not agree with these Terms and Conditions, then you should not participate in the Program. Your initial consent to these Terms and Conditions is shown by your signature. To consent, you must be a named insured on your auto policy. These Terms and Conditions apply to all vehicles and drivers on your policy, whenever added, and your consent applies for all rated drivers, vehicles and operators on that policy.
We may provide data to our service providers for the purposes described here. We may also share the data as permitted or required by law, such as pursuant to a subpoena, law enforcement or regulatory inquiry or some other duly authorized request.
Use of the Technology may result in smartphone wireless carrier data charges. You are responsible for all data charges associated with the use of the Technology.
If you would like to cease participating in the Program, Liberty Mutual Insurance customers should call 1-866-274-0892 and Safeco Insurance customers should contact the Safeco agent listed on their Declarations page.
Any changes in enrollment or participation, including a decision to stop the collection and transmission of your data via the Technology, will take effect 72 hours after you remove the Technology. You agree that any change in enrollment or participation will not retroactively apply to any data that was collected and/or transmitted prior to the effective date of any change in enrollment or participation.
You should regularly check for any changes to the Terms and Conditions. If you continue to use the Program after any changes to the Terms and Conditions are posted on this site, you will be considered to have accepted, and to have agreed to be legally bound by, such changes.
Our aggregate liability for any reason and upon any cause of action arising out of or in any way related to the Technology shall be limited to direct property damage to the vehicle in which it is installed. Our failure to exercise or enforce any right or provision of this agreement shall not constitute a waiver of such right or provision.