renters insurance coverage and feature options

It costs less than you think to insure your stuff.

couple sitting on floor next to stack of boxes
If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods, and computer could be a lot of money. Safeco Renters Insurance covers your possessions from damage and theft, and also protects you if you’re held legally responsible for the injuries to another person while in and around your home. It costs less than you think - it’s easy to protect yourself and your belongings for just a few dollars a month. Your local independent agent can offer personal advice about product availability in your area and how much coverage is right for you.
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Standard Coverage
+Protection at Home and in Your Car-Protection at Home and in Your CarProtection at Home and in Your Car
Every Safeco Renters Insurance policy covers your personal belongings, like your couch, flat-screen TV, tablet, skis, and game console. Your possessions are protected when they’re at home or with you anywhere around the world. In certain situations, your stuff may even be protected if it’s stolen from your car.
+Liability Coverage-Liability CoverageLiability Coverage
Your renters insurance policy also includes liability coverage, which is protection for the event you’re held responsible for injuring another person or if a guest gets hurt while visiting your place.
+Living Expenses-Living ExpensesLiving Expenses
If you can’t live in your building while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing for up to 24 months.
Additional Coverage Options
+Identity Recovery-Identity RecoveryIdentity Recovery
For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theft.
+Valuable Articles-Valuable ArticlesValuable Articles
If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.
+Personal Property Replacement Cost Protection-Personal Property Replacement Cost ProtectionPersonal Property Replacement Cost Protection
If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco Personal Property Replacement Cost Protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed, and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen, regardless of their age and condition, up to the limits and deductibles you select.

Talk to your local independent agent for personal advice on renters insurance coverage that is right for you.

Find a Local Independent Agent
A local independent Safeco agent can help you discover the Renters Insurance coverage you need to fit your unique situation.