Woman sweeps off her front steps, with a For Rent sign in the lawn.

Landlord insurance coverages

Coverage for your investment property

Woman sweeps off her front steps, with a For Rent sign in the lawn.

Our landlord insurance coverage options

We offer extensive loss of use and liability coverage for your residential rental property including items such as microwaves, refrigerators, and washer and dryers being used by your tenants.1 Learn more about the unique landlord insurance coverages we offer below, then contact a local agent to discuss the right landlord insurance coverage for you.

Real-life scenario
Extended Dwelling
Get up to 25% more protection than the limit stated in your policy. In the event of a total loss we will help pay for unexpected repair or rebuilding costs.2
Premises Liability Coverage
Protection against libel and slander, wrongful eviction and wrongful entry claims. Also protects you and your spouse/domestic partner against personal injury and other non-bodily injury claims.2
If a severe hail storm causes damage to the windows of your rental property, this coverage his will help you get them repaired.
Fair Rental Value
If your unit is damaged in a covered event – say, a fire - and you're unable to rent it for a period of time, this will cover the lost rent while repairs take place.1
Inflation Protection
A spike in inflation causes contracting repair costs to go up, this keeps pace with inflation. That way you're covered for a total loss.3
Additional Valuable Coverage Options
Safeco offers other valuable coverages including loss assessment, water backup and sump coverage, theft of personal property, and more.
Limited Liability Company (LLC) Coverage Options
Establishing an LLC for ownership of your rental properties creates a barrier of protection between your rentals and your personal assets. In most states, you can extend protection to your LLC as part of your Safeco landlord policy.

We offer unique coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverages to protect your residential property investment.

Start with a quote — finish with an agent

Special savings for landlord insurers

We offer additional discounts and savings4 for Safeco landlord insurance customers, including:
  • Advanced Quote: Discount provided for customers who quote in advance
  • Account Credit: When you insure both your rental property and home with Safeco, you could qualify for up to a 5% premium credit

Contact a Safeco agent to learn about all the discounts available to you.
Landlord works with couple to sign their new lease.
1Qualifications and conditions apply. Eligibility may vary by state.
2Availability varies by state. Terms and conditions apply.
3Conditions apply. Not available in all states. Eligibility may vary by state.
4Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.