Modern living room.

Condo insurance coverages

Insurance coverage options for your condo

Modern living room.

Condo insurance covers what your association doesn’t

Condo insurance coverage goes beyond your condo association policy, covering your personal belongings and indoor improvements. Learn more about the condo insurance coverage options we offer below.

Coverage
Real-life scenario
Standard
Optional
Personal Property Coverage
Pays the replacement cash value of covered personal property that needs to be replaced due to a covered loss.
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Liability
If a guest is injured while visiting you in your condo, this protects you in the event of a legal claim the person may bring against you. This may include bodily injury, property damage claims, and litigation.
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Dwelling
You’re responsible for damage to a shared area of the property your condo is in. This will help cover the cost of repairs.
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Additional Living Expenses
If you’re unable to live in your condo while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and living expenses for up to 24 months.
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Valuable Articles Coverage
If you own high-value items such as jewelry, art, collectibles, or camera equipment, consider adding extra coverage to your policy. For as little as a few dollars a month, items are protected for a fraction of what it would cost to replace them.
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Personal Property Replacement Cost Coverage
This will help pay for the replacement cost of your things that were damaged or stolen, regardless of their age and condition, up to the limits and deductibles you select.1
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Identity Recovery Coverage
Recovering from identity theft can be a very costly, time-consuming, and stressful experience. With Safeco’s identity recovery coverage, you can replace that worry with calm for just $1 a month.
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We offer unique coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverages to protect your condominium.

Start with a quote — finish with an agent

1Optional coverage. Subject to a deductible. May vary by state.