classic car insurance coverage and feature options

Make sure your vintage car is protected in her golden years.

antique vehicle protected by insurance
We know that classic cars come in all shapes and sizes and each one deserves special protection. We also know not all collector cars are used the same. You may drive your classic car regularly or only take her out of the garage for shows and special occasions. Your local independent agent can help you select an appropriate policy based on how many miles you drive, the age of your car, and any custom modifications.

Find a Local Independent Agent
Included With Every Policy
Every Safeco Classic Car Insurance policy includes coverage to help you keep your collectible car covered long into its golden years.

+Agreed Value Coverage-Agreed Value CoverageAgreed Value Coverage
Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible, and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy - all you pay is the deductible.
+Go Ahead and Drive-Go Ahead and DriveGo Ahead and Drive
Safeco allows you to drive your classic car on more than just weekends and holidays. Go ahead and drive up to 10,000 miles per year with our regular use option. Or choose our limited use option if you drive your classic less than 5,000 miles per year. You can even mix your daily use cars with your collector cars on the same policy and still get all of the Safeco Classic Car Insurance coverage. You can also split them up as individual policies. It's your choice.
+The More the Merrier-The More the MerrierThe More the Merrier
We’ll insure your entire classic car collection, whether you’re a collector of one, three, or even 100.
Popular Coverage Options
Our popular coverage options vary from state to state. Custom build your policy by asking your local independent agent for personal advice about the classic car insurance coverage options available where you.

+Roadside Assistance-Roadside AssistanceRoadside Assistance
We’ll help get you back on the road quickly if you break down. Classic car Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services, like changing a flat and delivery of fuel, oil, or other essential fluids. Flatbed tow trucks are also available upon request.
+Emergency Assistance-Emergency AssistanceEmergency Assistance
Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare and lodging. Also includes protection for personal belongings, including tools and spare parts left or stored in your car.
+Diminishing Deductible-Diminishing DeductibleDiminishing Deductible
Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, up to a maximum of five years or $500.
+Personal Property Coverage-Personal Property CoveragePersonal Property Coverage
Covers damage or theft of some personal belongings from your car, including your tools.
+Pet Coverage-Pet CoveragePet Coverage
We'll help pay for veterinary expenses or a death benefit if your cat or dog is injured or dies in a collision.
Standard Coverage Options
Safeco Classic Car Insurance offers all the same basic coverage options as regular Auto Insurance, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Injury Protection (PIP) and Medical Payments (MedPay)
  • Uninsured and Underinsured Motorist (UM/UIM)
  • Comprehensive
  • Collision

Find a Local Independent Agent
A local independent Safeco agent can help you discover the classic car insurance coverage you need to fit your unique situation.