Car insurance coverages
Keeping you covered wherever you're going
Standard coverage that protects you
Liability
Medical Payments
Uninsured/Underinsured Motorists
Your auto insurance coverage options
What we offer
What it does
Standard
Optional
Get rewarded for safe driving with RightTrack®
1Safeco will review policies twice a year. In order to receive the reward, customers must have no AT-FAULT claims reported to the Safeco policy system in the prior six months. For the purposes of this review, we will not consider the following: claims for which you are not at fault, as determined by us; at-fault claims that fall under the current threshold for surcharging; and Comprehensive-only claims. Customers with a late payment that is outstanding on the day the policy is reviewed will not receive the reward. Cash back amount is calculated based on policy term written premium as measured at the time of the claims-free review. Available to 12-month Superior and Ultra Safeco auto policies. Not available in all states. Terms and conditions apply.
2Diminishing Deductible available only with certain coverage endorsements when collision coverage applies to your policy. Limitations apply. Not available in all states.
3Guaranteed Repair Network not available in Rhode Island or Massachusetts. In these states we offer you our Superior Service Program (SSP), which is similar to the Guaranteed Repair Network. However, the estimate is completed by a Safeco Insurance appraiser. For more information, speak with your Safeco Insurance Claims Representative.
4Optional endorsement. Applies to a covered total loss. Your car must be less than one year old, have fewer than 15,000 miles, and have had no previous owner. Does not apply to leased vehicles or motorcycles. Subject to applicable deductible. Availability may vary by state.
5Rental Car Reimbursement is provided under the Loss of Use optional coverage. Elected rental car coverage daily limits will apply. Damage must be a covered loss. Payment will be limited to that period of time reasonably required to repair or replace the auto (or your policy limit, whichever comes first). May vary by state.
6Optional coverage. Roadside Assistance package includes towing to a qualified facility or location within 15 miles, delivery of fuel or fluid (costs of these items not included), and changing of flat tires only with Safeco's insured's inflated spare. May vary by state.
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