auto insurance coverage and feature options

All Safeco auto policies include up to $10,000 in coverage for reimbursement of first aid administered to others after an accident.

Every Safeco Auto Insurance policy can qualify for accident forgiveness after a set number of years of accident and violation-free driving. Talk to your local independent agent to find out more.

Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or five years.

Helps pay for repairs or to replace your car if it is stolen, vandalized, or damaged in some way other than in a collision. Includes loss or damage from fire, flood, falling objects, wind, hail, and collision with an animal.

Helps pay for repairs to your car for damage caused by an accident.

Have peace of mind knowing you're better prepared for the unexpected. Our many auto insurance coverage options vary from state to state. Talk to your local independent agent to get the best combination of coverage, value, and price, and for personal advice on which coverage options are right for you.

For only pennies a day, Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services. Safeco Roadside Assistance will help you change a flat tire, deliver gas, oil, or other essential fluids like radiator and brake fluid, jump start your battery and send out a locksmith if you’re locked out of your car.

Get help paying for the cost of renting a car while yours is in the shop being repaired after a covered loss. Rental car reimbursement is a type of loss of use coverage.

Customers with Rental Car Reimbursement coverage also get access to the Safeco Claims Valet Service™, where if your vehicle is damaged in an accident but is still drivable, a Claims Valet driver will arrive at your home or office with a rental vehicle for you to use while your car is being repaired. The driver will then bring your damaged vehicle to an authorized repair shop and deliver your repaired car back to you once the work is complete. We'll manage the entire process from start to finish.

Helps pay for bodily injury expenses, like hospital bills and medical care, that you may be held responsible to pay if you cause an accident that injures another driver or another car’s passengers.

Helps pay to fix someone else’s vehicle you’re held responsible for damaging in an accident.

Helps pay for hospital bills and medical care expenses for you and your passengers if you’re injured in an accident, no matter who was at fault. Some states require personal injury protection. If it’s not required where you live, you can always choose to add it yourself.

Pays for damages you are legally entitled to recover from a driver without liability insurance or a hit-and-run driver or for an amount that exceeds an at-fault driver’s insurance limits. In other words, it covers you when the other guy doesn’t have enough or doesn’t have any insurance to pay you for damage repair or your medical bills. If it’s not required where you live, you can always choose to add it for your own protection.

Includes all the benefits of Roadside Assistance plus adds coverage up to $100 for expenses and up to $500 for meals, lodging, and transportation if you’re involved in an accident more than 25 miles away from home. Also includes coverage for personal belongings damaged in an accident or stolen from your car.

If your car is declared a total loss because of an accident or theft, loan and lease coverage helps pay for a possible difference between how much is left on your loan or lease and the depreciated street value of your car. Sometimes called Guaranteed Auto Protection or GAP Insurance.

If your electronic keys are lost or stolen, we’ll replace them – along with any remote control pads and locks – at no extra charge and with no deductible applied.

Get coverage for damaged or stolen audio-visual media like your CD, DVD, videotape, cassette, or record collection.

If you're the original owner of a car that is less than one year old that has been totaled or stolen, we will pay you the value of a comparable new car.

Protects your audio, visual, and custom equipment that was not installed at the factory or dealership. Audio-visual systems and equipment, like a stereo or DVD player must be permanently installed. Custom equipment includes any part that modifies the appearance or performance of your car or truck, like a modified or custom engine, roll bars, lift kits, custom wheels, murals, and decals.

We’ll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.

Get reimbursed for personal belongings that are damaged in an accident or stolen from your car.