Most people wouldn’t live in a home without smoke detectors, but at the same time don’t consider the far more common threat of water damage from leaking or burst pipes.
In fact, your home is six times more likely to be damaged by water than by a fire.1 A crack of just an eighth of an inch in a pipe can leak 250 gallons of water in one day,1 leading to thousands of dollars of damage, massive cleanup headaches, and mold and other issues down the road.
Fortunately, a wide range of devices are available to alert you to water issues in your home, and some even are designed to limit the damage when a leak is detected. Check out some of the options below, and talk to your independent agent about which type of device might work best for your situation.
We are also rolling out a new program that rewards you for installing an approved water-mitigation device. To participate, simply register online with your policy information and a photo of an approved device professionally installed in your home.
Once enrolled, you will receive a $25 check for every six-month payment period in which you do not have any water-related claims (excluding weather-related claims) – up to $50 per policy year. Contact your local independent agent to learn more!
Individual water sensors are small devices often shaped like a hockey puck. They're a great option for apartments and condos, where there typically are only a few places at risk of a water leak. They can warn you with an alarm, a message to your smartphone, or both. However, they won’t automatically turn off your water if there’s a problem, so someone will need to take action in order to stop the leak.
A self-installed whole-home device can work well for renters in single-family homes, or homeowners who want to keep costs down. The device attaches to your water main supply, monitoring the flow of water through the pipe using ultrasonic sound. If a leak is detected, a message will be sent to your smartphone, but the device won’t automatically turn off your water. You may need a power outlet near the main point of installation, and your wi-fi signal must be strong throughout the home to ensure the device works properly.
Although the options above are the best way to reduce your risk of water damage, use these basic tips as supplements, but not substitutes, for water-detection devices.