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About Safeco

Protecting families and individuals since 1923

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Get to know who we are, and what we stand for

Whether it's your car, home, motorcycle, boat, identity, or more, Safeco makes it simple to protect what matters to you — today and tomorrow.


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Safeco is proud to partner with our communities through our corporate philanthropy and the countless acts of service by our independent agents.

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Our insurance is sold exclusively through independent agents that work for our customers. Connect with an agent today to learn more.

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Find helpful tips, advice, fun facts, and other insurance-related topics from us — and our agents — on the Safeco blog.

Interested in selling Safeco insurance?

At Safeco, we'll provide you with competitive commissions and the tools and training you need to remain competitive in today's market.

Our agency model focuses on:
  • Agent satisfaction
  • Your financial strength
  • Building community relationships

From growing your presence online, to leveraging branding tools and more, your success is our success.

Apply today

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Our mission

We know that trust matters when it comes to some of your biggest investments, like your home, car, and even your boat. From the smallest fender-bender to a storm-damaged home, we're standing ready at life's trying moments - here for you at any time, at any day of the week.

With a comprehensive range of insurance coverage and expert advice from local independent agents, we make it simple to protect what's important to you, and easy to get the best mix of coverage and pricing. At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all — to be there for you when you need us most.

When you have a claim, we take care of it. It's that simple. We're backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. The company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody's Investors Service, and A- (Strong) from Standard & Poor's.

Interested in working at Safeco? Visit our careers page to explore opportunities.

Our history

1923 - Pioneering a new approach to insurance

In 1923, founder and insurance executive Hawthorne K. Dent had a vision to pioneer a whole new approach to insurance. Defying convention, and ignoring doubtful peers, he started the General Insurance Company of America in Seattle, Washington.

People called us "The General." Although back then the center of insurance activity was located in the Northeast, we began to earn praise for our competitive prices and superb service. Over the years our business spread down the West Coast to Southern California and as far east as Connecticut.

1953 - The name SAFECO is born

In 1953, "The General" created a subsidiary called Selective Auto and Fire Insurance Company of America, or SAFECO, as a strategy to compete against fast-growing national companies. The key to our success? Computer automation tools. Just a few years later, we entered the life insurance business. And by the late 1960s, we began to offer mutual funds and commercial lines of credit. We were so successful that "The General" renamed itself Safeco Corporation.

1997 - Expanding east

In 1997 we took a major step forward by acquiring American States Financial Corporation. This doubled our agent force, increased our presence east of the Rocky Mountains, and enabled us to become a leading writer of insurance for small to mid-sized businesses.

2002 - Returning to our roots

To recover from a tough financial period in the late 1990's, Safeco refocused on the tenets first set out by our founder H.K. Dent - competitive pricing and disciplined underwriting combined with automated technology tools. In 2002, the strategy proved successful as our financial strength began to recover and grow.

2004 - Shifting our focus

In 2004, we sold our life and investments division, focusing our attention fully on property and casualty insurance, as well as surety bonds.

2008 - Becoming a Liberty Mutual Insurance company

In September 2008, Safeco became part of Liberty Mutual Insurance. The financial strength of our parent company, combined with a national network of local independent agents, has enabled Safeco to focus exclusively on personal insurance. We continue to offer the comprehensive mix of coverage, pricing, and personalized service to individuals and families that's kept us in business for over 90 years, and we're looking forward with confidence to the future.