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RV Insurance FAQ

Answers to frequently asked questions about Safeco RV insurance.

What types of recreational vehicles do you insure?

Safeco offers coverage for class A, B and C motor homes , campers, travel trailers, pop ups, horse and utility trailers. We cover motor homes with values up to $1 million and travel trailers with values up to $300,000.

Can I use my RV for work?

Safeco RV insurance only covers vehicles used for personal recreation. We do not offer coverage for any RV driven or towed to and from work or a work location, including any RV used by touring entertainers, construction workers and race car drivers.

My RV is also my home for most of the year. Am I covered?

If you use your RV for less than 150 days a year, we’ve got you covered.

Can I get roadside assistance for my RV?

Yes, you can. Our emergency assistance option includes all the great features of Roadside Assistance and adds coverage for temporary living expenses and transportation costs. 

Can I reduce coverage while my RV is in storage for the winter?

Yes, you can reduce your coverage to only comprehensive if your RV is stored for more than 90 consecutive days. It’s a great way to save money on your RV insurance.

Is my personal property covered?

With the purchase of emergency assistance, personal property is covered from theft or damage away from home. 

Can I drive and camp my RV anywhere?

Safeco RV insurance will cover your rig in the continental United States, U.S. territories or possessions, and Canada.

How do I file a claim?

Call 800-332-3226. Our customer service representatives are ready to answer your questions and guide you through the claims process 24 hours a day, seven days a week.

Do I also have to insure my car or home with Safeco?

No, your RV can be insured by itself. However, if you insure your RV and car on the same policy, you can get a multi-vehicle discount.

I’m sold, how do I insure my RV through Safeco?

Talk to your local Safeco agent to get the best combination of coverage, price and value.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506