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RV Insurance Discounts and Savings

We know you’d rather be mapping out your next destination than worrying about how much you’re paying for RV insurance. Talk to your local Safeco agent for personal advice on how you can save money for your next camping adventure.

Pass an Accident Prevention Course

RV operators aged 55 years old or older who successfully complete an approved accident prevention course can get a  discount that lasts for three years.

Deter Thieves - Anti-Theft Device

Qualify for a discount when your RV is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your RV has either a LoJack or Teletrac system, we’ll waive your comprehensive deductible if your RV is stolen while the anti-theft service is activated.

More Than One Set of Wheels

Qualify for a discount when you insure your RV and car on the same policy.

More Than One Policy

Get a multiple policy discount when you also insure your home, condo, motorcycle or boat with Safeco.

More Ways to Lower the Cost of Your RV Insurance

Put It in Storage for the Winter

Reduce your coverage to just comprehensive during the months your RV is stored for the winter. When it’s time to head back out on the road, call your local Safeco agent to reinstate your liability and any other coverage on your policy.

Choose a Higher Deductible

A higher deductible will lower your insurance rate by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket if you file a claim.

Type of RV

The make, model and safety features of your RV will have an effect on how much it costs to repair, maintain and to insure. When you’re shopping for a motor home, trailer or camper, ask your local Safeco agent to compare the cost of insuring different RV models. If there’s a significant difference, it may have an influence on which RV you choose to purchase.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506