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Renters Insurance Features and Coverage Options

You’ve Rented a Great Place. We’ll Make Sure You Don’t Rent Trouble.

When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged by something like water leaking from your neighbor’s overflowing toilet or a kitchen fire. Renters insurance protects your personal belongs and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home.

Your local Safeco agent can offer personal advice about product availability in your area and how much coverage is right for you. We’ll help you make sure you’re protected.

Standard Coverage

Each Safeco renters insurance policy comes packed with great features, right out of the box.

At Home and in Your Car

Every Safeco renters insurance policy covers your personal belongings, like your couch, flat-screen TV, tablet, skis and game console. Your possessions are protected when they’re at home or with you anywhere around the world. In certain situations, your stuff may even be protected if it’s stolen from your car.

If You’re Held Responsible

Your renters insurance policy also includes liability coverage – which is protection for you if you’re held responsible for injuring another person or if a guest gets hurt while visiting your place.

Temporary Housing

If you can’t live in your building while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and  for up to 24 months.

Coverage Options

Identity Recovery

For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theft 

Musical Instruments and Baseball Cards

If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.

For What It’s Worth

If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco personal property replacement cost protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen regardless of their age and condition, up to the limits and deductibles you select.
 
Talk to your local Safeco agent for personal advice on renters insurance coverage that is right for you if you rent your home or live in an apartment.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506