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Renters Insurance FAQ

Answers to frequently asked questions about Safeco renters insurance.

What is renters insurance?

Renters insurance protects your belonging from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent.

Does renters insurance pay my rent if I can’t on some months?

Renters insurance does not pay your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged.

Doesn’t renters insurance cost a lot?

It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy.

Is my landlord responsible for insuring my apartment?

Your landlord is responsible for insuring the building, but not your personal belongings inside it.

What if my luggage gets stolen while I’m on vacation?

Your things are protected when they’re at home or with you anywhere in the world.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506