For only a few dollars a month, renters insurance from Safeco is a real value. Discounts are available if your apartment or the house you rent has a fire alarm, sprinkler system or a burglar alarm installed. Talk to your local Safeco agent about how to save on your renters insurance policy based on your individual situation.
A higher deductible will lower how much you pay for renters insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your renters insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.
If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.