Get a Quote

Quote With a Local Agent

Renters Insurance

It Costs Less Than You Think to Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get-together. Go to a show. Worry less. We’ve got you covered.


From the Safeco Blog
Renting With Pets




Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
Read frequently asked questions about insurance for renters.



Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco renters insurance.

  Keep Track of Your Stuff 

Protect the things that matter. Find an Agent 

Combine and Save 

Renters Insurance Reviews

Renters Insurance is rated 4.5161 out of 5 by 31.
Rated 5 out of 5 by from She was very polite and listened to me unlike the Best service so far. She explained the process of delay and i understood it perfectly.
Date published: 2015-05-22
Rated 3 out of 5 by from So Far So Good Polite, informed service. I've never filed a claim and hope I never do. My agent helped me relocate my service in anticipation for a move.
Date published: 2015-05-22
Rated 5 out of 5 by from Top Notch Service! Bundling with Safeco was easy, safe, and inexpensive after going online and speaking to a 24/7 representative. After I bundled with the Renters Insurance, I added another Vehicle I thought I was going to pay a lot but to my surprise it was like I received the one policy for free!!11 Keep up the good Work Thank You Very Much SAFECO and Team. Richard M.
Date published: 2015-05-21
Rated 5 out of 5 by from Easy Everything about Safeco is easy and straightforward.
Date published: 2015-05-08
Rated 5 out of 5 by from Nobody better Friendly agents that answer questions honestly & give great rates
Date published: 2015-05-06
Rated 5 out of 5 by from Looking out for you! Several experiences recently, from refunding $200 I overpaid on my deductible without knowing, too offering me better coverage because it didn't change my rate, have proven that Safeco employees are looking out for me.
Date published: 2015-04-29
Rated 5 out of 5 by from Outstanding service!! Nick phoned, reviewed the rental insurance. He had cancelled home-owners insurance and a refund check was sent in a very timely manner.
Date published: 2015-04-26
Rated 5 out of 5 by from Safeco and our house fire! Mothers Day morning 5.15am (several years ago) we awoke to what sounded like "Fire" or explosions. Very quickly we established our house was on fire and we were in eminent danger. Our family of 4 plus our house guest were outside within 2-3 minutes and the house was engulfed and virtually destroyed, with everything inside. As we sifted through the mess later that morning in terrible shock I remember my neighbor saying "who are you ensured with" My response...Safeco. His response... "you're about to find out what (blank) insurance companies are" His comment was so far from the truth. Safeco responded instantly. The people were awesome including assessors and fire inspectors. We had an "Instant" check for $10,000.00 issued within several days to handle emergencies. And as soon as we were able to establish a claimable amount we received a check for our vehicles that were totaled and our renters insurance. The only mistake or problem was that we never realized really what we had and we were underinsured. Our fault...Not Safecos. I cannot fault Safeco's response in any way. I am still insured with Safeco today for all of our insurance needs.
Date published: 2015-04-25
  • 2015-05-28T15:48CST
  • bvseo_cps, prod_bvrr, vn_cps_3.1.3
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_31
  • loc_en_US, sid_renters, PRD, sort_mostRecent
  • clientName_safeco
Build Your Quote
© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.