Get a Quote

Quote With a Local Agent

Renters Insurance

It Costs Less Than You Think to Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get-together. Go to a show. Worry less. We’ve got you covered.


From the Safeco Blog
Renting With Pets




Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
Read frequently asked questions about insurance for renters.



Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco renters insurance.

  Keep Track of Your Stuff 

Protect the things that matter. Find an Agent 

Combine and Save 

Renters Insurance Reviews

Renters Insurance is rated 4.6098 out of 5 by 41.
Rated 5 out of 5 by from Great price I have our insurance for our rental through John Tesoriero with Safeco. He has made my expience with Safeco very pleasant. I also just got rental insurance for my son at a very good rate. Safeco beat all other insurance companys price with better coverage.
Date published: 2015-06-23
Rated 5 out of 5 by from Stellar personal service! As someone who works in the service industry, seeing an insurance company put forth serious effort and follow through into giving me personalized, professional service.. and then going the extra mile to go above and beyond sends a powerful message. I haven't been a Safeco customer for very long in the grand scheme of things, but thus far they have a customer for a long time to come.
Date published: 2015-06-09
Rated 5 out of 5 by from Outstanding service The representative I talked to was extremely knowledgeable and provided me with the coverage I was seeking and also saved me money on my existing coverage.
Date published: 2015-06-07
Rated 5 out of 5 by from Excellent customer service Whenever I need to update my policy, I get an agent right away who quickly takes care of my policy and answers any other questions I might have.
Date published: 2015-06-07
Rated 5 out of 5 by from Great service! I received a great rate. When I have called in, reps have been responsive.
Date published: 2015-06-04
Rated 4 out of 5 by from Paperless should mean no paper mailings Concerning service, policy coverage, and price Safeco has been a great choice. However, being an environmentally conscious individual, I'm annoyed that even though I'm signed up for a paperless account, I continue to receive bills, notifications, etc. via standard mail. Please review this process and respect customers environmental choices by not sending so much unnecessary paper
Date published: 2015-05-31
Rated 5 out of 5 by from Kudo's to the lady who sold me renters insurance. I now have renters insurance and car insurance and I'm paying less for both than I was for just car insurance! Thank you!
Date published: 2015-05-30
Rated 5 out of 5 by from Great Service! However, there was an error in the billing. Very unusual, first time occurrence for me! I have been a long time customer of Safeco since I967.
Date published: 2015-05-29
  • 2015-06-30T09:13CST
  • bvseo_cps, prod_bvrr, vn_cps_3.1.5
  • cp_1, bvpage1
  • co_hasreviews, tv_0, tr_41
  • loc_en_US, sid_renters, PRD, sort_mostRecent
  • clientName_safeco
Build Your Quote
© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.