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Renters Insurance

It Costs Less Than You Think to Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get-together. Go to a show. Worry less. We’ve got you covered.


From the Safeco Blog
Renting With Pets




Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
Read frequently asked questions about insurance for renters.



Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco renters insurance.

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Renters Insurance Reviews

Renters Insurance is rated 4.5488 out of 5 by 82.
Rated 5 out of 5 by from understanding service. was friendly, listened to me and was very understanding.
Date published: 2015-10-01
Rated 5 out of 5 by from Professional All the agents I have ever spoke with are always friendly and helpful. I have had numerous questions and concerns over the years and they have always been answered to my expectations. I have no intention of leaving Safeco for all our insurance needs.
Date published: 2015-09-24
Rated 5 out of 5 by from Excellent attention to detail I have never had a bad experience with a SafeCo rep. They listen, take care of any issue I've called about and while they do offer products, they aren't at all pushy with sales and have only offered products I'd actually be interested in. When the reps haven't had an answer to my question, there is no guessing, they get someone on the line who can help me.
Date published: 2015-09-24
Rated 5 out of 5 by from Rachel and Brenda Rachel took my call explain my car insurance went up,told about the discounts and told me about renters insurance and connected me with Brenda who is the greatest .Brenda got me the discount on my car insurance and renters a good price.Thank for the great services.
Date published: 2015-09-24
Rated 5 out of 5 by from Great Customer Service The Safeco employee who helped me over the phone had a very warm and friendly voice the whole time she talked with me. I really felt that she was genuinely trying to help me with my problem and she did not rush me in any way. I was so happy and pleased to have been connected with her and she even found a way to lower my premium with the information I provided her. Overall, I had a great experience with her and I am happy to also save some more money with her help. I hope to be connected with her again on my next customer service call. She did such an awesome job helping me!
Date published: 2015-09-24
Rated 5 out of 5 by from Great Service The Agent was Great and provided excellent service
Date published: 2015-09-24
Rated 5 out of 5 by from Worth the price! We've been on the hunt for this type of coverage for the longest and we found you all and so far we're very pleased...
Date published: 2015-09-19
Rated 5 out of 5 by from Help with rental insurance Had to call to get rental insurance for my daughter's apartment for college. Safeco was very helpful in the process.
Date published: 2015-09-14
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.