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Renters Insurance

It Costs Less Than You Think to Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get-together. Go to a show. Worry less. We’ve got you covered.


From the Safeco Blog
Renting With Pets




Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
Read frequently asked questions about insurance for renters.



Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco renters insurance.

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Renters Insurance Reviews

Renters Insurance is rated 4.5495 out of 5 by 91.
Rated 5 out of 5 by from Always available to answer questions. I have been lucky in that I have not had to process a claim for my renters insurance. I feel confident that if and when I do need help, Safeco (Liberty Mutual) will be there to assist me.
Date published: 2015-10-29
Rated 5 out of 5 by from They Made it Easy I have been with Safeco for the last three and a half years. Their staff has made it quick and easier to transfer and make sure my policy is up today! Thank you so much Safeco!
Date published: 2015-10-22
Rated 5 out of 5 by from Wonderful experience all the way! We are moving from Missouri to California and needed our renters insurance to reflect the new address AND The new apt complex required THEY be named on the insurance policy Everything was handled friendly & professionally. 5 STAR
Date published: 2015-10-16
Rated 5 out of 5 by from Costumer service is great as always! The costumer service is easy to get a hold of, are very polite and are willing to help.
Date published: 2015-10-13
Rated 5 out of 5 by from ease of getting renter insurance and cancelling ho quality service by an outstanding agent who made sure my situation was resolved quickly
Date published: 2015-10-11
Rated 1 out of 5 by from Misled on coverage Claim supervisor had condescending tone of voice , showed no sympathy to my loss and acted as if I was a crazed person for being upset about the misreadings of my policy. It seemed as if he was humored by me being upset.
Date published: 2015-10-09
Rated 5 out of 5 by from great service good service....................................................................................................
Date published: 2015-10-08
Rated 5 out of 5 by from Great service! Service was great!very knowledgable and friendly. I wish I could remember his name.
Date published: 2015-10-08
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.