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Renters Insurance

It Costs Less Than You Think To Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get together. Go to a show. Worry less. We’ve got you covered.

Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
Read frequently asked questions about insurance for renters.



Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
Learn why you should choose Safeco renters insurance.

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Renters Insurance Reviews

Renters Insurance is rated 4.3158 out of 5 by 19.
Rated 5 out of 5 by from Knowledgeable conversation Agent was knowledgeable and let me know about my future payments.
Date published: 2015-04-17
Rated 5 out of 5 by from Amazing service Jacky was amazing, I felt like she really cared about all of my questions
Date published: 2015-04-16
Rated 3 out of 5 by from pdd The call went well but i was disappointed to find out once again ALL of my information was incorrect!!
Date published: 2015-04-10
Rated 5 out of 5 by from Excellent job Tom was an excellent representative. He was knowledgable & informative of the policy.
Date published: 2015-04-10
Rated 5 out of 5 by from Great Customer Service The process was very easy and the CSR was very nice. Overall a great experience!
Date published: 2015-04-09
Rated 2 out of 5 by from Lacks Flexibility for Events that Displace Renters We were displaced from our rental when a skunk who was nesting under our home sprayed while underneath the home. The smell came up through our floor within minutes and permeated our home. We had to leave immediately and were unable to live in our home for 28 days. We stayed in a hotel for five nights with five people until we found temporary housing. The costs were enormous. We lost personal property that we will not/ cannot recover. Our landlord was amazing and helped us recoup our lodging costs but our personal property (area rugs, clothing, a mattress, pillows, couch) were not covered because the damage was caused by an 'animal'. While I understand that animal damage cannot be covered my landlords homeowners policy (which also does not cover animals) covers skunk damage because of the absolute devastation they can cause.
Date published: 2015-04-03
Rated 4 out of 5 by from Unexpected Follow-up I am a Safeco customer with Auto Insurance. I was inquiring about Renters Insurance to make it easier for me and maybe save a little by bundling. I called the only number I had and was sent around a few times. The last person I spoke to asked me if I would give them my telephone number, the wait time was rather long, and someone would get back to me. 72 hours later no one had called me back, I engaged another insurance company. Someone did however call me back about a week later. I told them what had transpired, they apologized profusely for the slip up. By calling me back, that showed me that you were willing to admit imperfection, that made Safeco so much more human than some of the other online insurance brokers.
Date published: 2015-04-02
Rated 5 out of 5 by from OUTSTANDING SERVICE & CUSTOMER SUPPORT! When shopping for renters insurance I contacted several companies who just wanted to sell me coverage. The SAFECO representative I dealt with took the time to ask me numerous questions to ensure I obtained the coverage I needed instead of others who just wanted to sell me "anything".......
Date published: 2015-04-02
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.