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Renters Insurance

It Costs Less Than You Think to Insure Your Stuff

If you rent your home, your landlord is responsible for insuring the building, but not for insuring your personal belongings. If you think about it, the cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods and computer could be a lot of money. Sometimes called apartment insurance, renters insurance covers your possessions from damage and theft. It also protects you if you’re held legally responsible for the injuries to another person while in and around your home. Renters insurance costs less than you think. It’s easy to protect yourself and your belongings for just a few dollars a month.

Renters Insurance Coverage Options

Each Safeco renters policy comes packed with great features right out of the box to protect you and your belongings from damage and theft.

Learn more about renters insurance coverage.

Renters Claim

Renters insurance is inexpensive. Rest easy knowing we’ll be there when you need us. If water leaks from upstairs and ruins your computer or your new TV is stolen from your car before you even get it home, don’t worry.  We’ll be there if you need us.
 
Learn how to file a claim.

Renters Insurance Discounts

Renters insurance is inexpensive. But you can still reduce your renters insurance rate to just pennies a day. Discounts are available for having multiple policies, like when you insure your car and have renters insurance with us.

Learn how to save with renters insurance discounts.

Do More.®

Learn about some simple things you can do to help protect your belongings and yourself. Allow yourself time to get more out of life. Host a get-together. Go to a show. Worry less. We’ve got you covered.

 

 

 

 

Renters Insurance FAQ

Find answers to frequently asked questions about Safeco renters insurance.
 
Read frequently asked questions about insurance for renters.


 

 

Why Choose Safeco Renters Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make renters insurance easy.
 
Learn why you should choose Safeco renters insurance.

  Keep Track of Your Stuff 

Protect the things that matter. Find an Agent 

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Recent Renters Insurance Reviews

Irvine, CA

Age: 55 to 64

Years a customer: Less than 1

Size of Household: 1

5

Outstanding in every regard!

My experience was exceptional, the representative was outstanding and the product is unparalleled.

Products: Renters

Do you recommend this product? Yes

Age:

Years a customer:

Size of Household:

1

Terrible Service

Safeco needed to be renewed and sent me notice. Only problem, they didn't----No receipt. Told rep that and she didn't care, said I would be charged late fee.

Products: Renters

Do you recommend this product? No

Response from Safeco:

Thank you for renewing with Safeco. We truly value your business and genuinely care about your concerns and experience. Please know we are here for you at 1-800-332-3226 any time you have a question about your policy.

Georgetown, TX

Age: 65 or over

Years a customer: 1 - 5

Size of Household: 1

5

Excellent service!

I live alone for the first time in my life and I knew nothing about insurance. Safeco treated me like family and helped me know what I needed do.

Products: Auto, Renters

Do you recommend this product? Yes

Cleveland, OK

Age: 55 to 64

Years a customer:

Size of Household: 2

5

Wonderful customer service

Very good customer service and knowledge of the product I wanted.

Products: Auto, Renters

Do you recommend this product?

Los Angeles, CA

Age: 45 to 54

Years a customer: 1 - 5

Size of Household: 4

1

Wrong Information

My Mother passed away, and I called to cancel her renter's insurance before the next billing period, which was a week away. We would also be vacating her apartment by then. The customer service agent told me that I had to send in a copy of her death certificate and proof of my authority to act on her behalf to cancel the policy. I asked him if I could talk to a supervisor, but he said I would be told the same thing. I then contacted my insurance agent who told me I had been misinformed, and she could cancel the policy for me. The SAFECO agent was either misinformed or didn't bother to find out the correct info resulting in BAD SERVICE. He made an already upsetting experience even more upsetting.

Products: Renters

Do you recommend this product? No

Response from Safeco:

Please accept our deepest condolences for the loss of your mother. We understand your need for efficient customer care, especially during trying times. We’re glad to hear your independent insurance agent was there for you in your time of need. Thank you for leaving a review for us.

Age: 25 to 34

Years a customer:

Size of Household:

2

Major computer problems!!!

I went through a divorce over a year ago. And STILL Safeco send build to my ex-husband. Also every month they need up my credit card information and I have to call in and give my information. They also somehow making my renters and car insurance sorters instead of bundling. Every month I call in they say it is a problem with the computer.

Products: Auto, Renters

Do you recommend this product? No

Response from Safeco:

Thank you for bringing these matters to our attention. We’d like to take the time needed to address them with you. Please call 1-800-332-3226 if you still require assistance at this time.

Bel Air, MD

Age: 45 to 54

Years a customer: 10+

Size of Household: 4

5

Questions regarding current coverage

Spoke with 3 customer service agents over a 3 day period regarding separate but related questions I had. Excellent service by each. Impressively knowledgeable with the need to place me on long holds. Very impressed. Thank you!

Products: Renters

Do you recommend this product? Yes

NH

Age: 65 or over

Years a customer: 5 - 10

Size of Household: 1

5

MY OVERALL INSURANCE WITH SAFECO HAS BEEN EXCELLEN

I FEEL VERY SECURE WITH MY SAFECO INSURANCE ...THANK YOU

Products: Umbrella, Auto, Renters

Do you recommend this product? Yes

 

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© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.