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Motorcycle Insurance

We’ve Got You Covered. Ride On.

Motorcycles come in all shapes and sizes. Name your ride and, chances are, Safeco motorcycle insurance covers it. Cruisers, choppers, sport cycles, touring bikes, dirt bikes, scooters and mopeds are only some of the motorcycle types we insure. We’ll even cover your personal golf cart, all-terrain vehicle or snowmobile. We get what riding is all about, because many of us are bikers too. Talk to your local Safeco agent to get the best combination of motorcycle insurance coverage, value and price.

Motorcycle Insurance Coverage

Explore all that our motorcycle insurance has to offer. Or customize it just for you. Get coverage that fits you and your bike and enjoy the ride knowing you’re covered the way you want to be.
Learn more about  motorcycle insurance coverage.


Motorcycle Claims

Ride safe knowing we’ll be there when you need us. If your motorcycle gets knocked over while parked outside the diner, or you break down around that last switchback, you're not alone. We'll take care of you, 24/7.
Learn how to file a claim.

Motorcycle Insurance Discounts

Save up to 40 percent. We reward bikers who have been riding for multiple years and who have taken a safety course or belong to a riding club, because just like you, we're also safe riders. Also save big when you own your own home.
Learn how to save with motorcycle insurance discounts.

Do More.®

Get the most out of your motorcycle. Find an upcoming motorcycle show, event or biker rally. Join a riding club and get safety tips. Allow yourself time to get more out of life. We’ve got you covered. Keep riding.





Motorcycle Insurance FAQ

Find answers to frequently asked questions about Safeco motorcycle insurance.
Read frequently asked questions about insurance for motorcycles.

Why Choose Safeco Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your motorcycle. We make motorcycle insurance easy so you can enjoy the ride.
Learn why you should choose Safeco motorcycle insurance.

Find an Independent Insurance Agent to Buy Motorcycle Insurance  

Get the Motorcycle Insurance Coverage You Want

Motorcycle Insurance Discounts 

Motorcycle Insurance is rated 4.0513 out of 5 by 39.
Rated 2 out of 5 by from calling you is terrible i needed a copy of my insurance faxed to me and i called the number on my insurance card.   they couldn't find me with my policy number that was printed on the i.d. card and had to be transferred 3 times and it took over 30 minutes.
Date published: 2015-08-26
Rated 1 out of 5 by from Total nightmare I called when we purchased a new motorcycle to ensure coverage when it arrived. It took almost six weeks to get proof of coverage despite the assurances by employees that it was forthcoming and that we already had coverage on our home and six other vehicles. Safeco held up getting title, license and the the ability to drive the motorcycle.
Date published: 2015-08-24
Rated 5 out of 5 by from good service great service and prompt service,great communacation
Date published: 2015-08-13
Rated 4 out of 5 by from Friendly, helpful folks on the phone. The two people, I can't remember names, who I spoke with on the phone tried to earn more of my business other than motorcycle insurance. Though they couldn't improve on the premiums I am already paying elsewhere they were pleasant and agreeable throughout the process.
Date published: 2015-08-04
Rated 5 out of 5 by from Awesome I purchased a motorcycle on a Friday afternoon. I called my agent at 3:45pm for proof of insurance. The tag office closed at 4pm. I had proof of insurance by 3:50pm & a bike tag before the tag office closed. This meant I could ride for the weekend, so I was happy!
Date published: 2015-08-04
Rated 1 out of 5 by from Worst Insurance Experience Ever I just wanted to pay for my existing policy (I've had for years). They sent me a bill for the wrong amount. It took several phone calls, hours of my time. They fixed it - and then still overcharged me. Getting a refund took several phone calls. Everyone had a different answer and one person even told me that they couldn't insure me. When I explained I already had an existing policy, they said they didn't know that and connected me to someone else. The price of insurance is reasonable, but the price for your amount of time fixing the companies errors and frustration is not worth the price at all. Worst customer service of any company I have ever dealt with. Upon the last call, an agent claimed the computers went down and assured me I would get a call back in an hour. That was 6 days ago, and I'm still waiting.
Date published: 2015-07-30
Rated 4 out of 5 by from Great Service Was able to contact Safeco about current policies, as well as an issue with a cancellation. The representative I spoke with was courteous, funny, and quick to take care of all matters.
Date published: 2015-07-29
Rated 2 out of 5 by from wrong service unrealistic motorcycle quote / no driving offenses in over ten years. Great credit score. Always on time payments? Confused over direction of coverage.
Date published: 2015-07-16
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.