Motorcycle Insurance FAQ

Got questions about motorcycle insurance? We’ve got answers.

What is motorcycle insurance?

A basic motorcycle insurance policy protects you and your ride by helping to pay for repairs and expenses related to damage and injury from an accident that may or may not be caused by you. Optional coverage can be added for roadside assistance, trip interruption and custom parts and equipment.

What types of motorcycles does Safeco insure?

Cruisers; tour and tour sport; sport and super sport; dual and off-road; four-wheel utility and sport all-terrain vehicles; scooters and mopeds; sport and touring snowmobiles; trikes; homemade and kit bikes; personal golf carts and Segway® Personal Transporters (PT). Talk to your local Safeco agent about specifics in each category.

I race my motorcycle. Is Safeco motorcycle insurance right for me?

No. Safeco offers motorcycle insurance coverage for motorcycles that are not used for racing or speed contests, and for bikes that do not have nitrous oxide kits.

Can I get a discount for taking a motorcycle safety class?

Yes you can. Successfully complete a Motorcycle Safety Foundation or other approved motorcycle safety course to receive a discount for three years.

Will I save money if I belong to a motorcycle association?

Yes. Talk with your local Safeco agent about how you can save money with our wide range of discounts and savings.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.