Safeco offers safe riders significant savings through a variety of discounts and benefits. Take care of yourself and your bike. Talk with your local Safeco agent about how you can save up to 40 percent on your motorcycle insurance with potential discounts. While you’re at it, ask about savings for ATV, golf cart, snowmobile and scooter insurance, too.
Successfully complete a Motorcycle Safety Foundation or other approved motorcycle safety course and we’ll give you a discount that lasts for three years.
Be an active member in one of 24 approved motorcycle riding clubs and association groups and get a discount.
Pay lower rates for your years of riding experience. The longer you’ve been riding, the lower your motorcycle insurance bill. Discounts are available for one to two years, three years, four years and more than four years of riding experience. Keep riding.
Keep your motorcycle locked in a secured structure overnight. If you care about your ride enough to give it a safe place to stay, we’ll give you a discount.
Save up to 20 percent when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.
Talk to your local Safeco agent about more ways to save on your motorcycle insurance. It’s possible to lower your rate if you:
Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road.
You can lower your motorcycle insurance premium by shifting part of the loss payment to yourself. For example, if you had a $500 deductible, you would need to pay the first $500 of a covered loss. A higher deductible will generally lower your premium, but increase the amount you must pay yourself if a loss occurs.
Pay your bill off in full when you start or renew a policy instead of paying in monthly installments.
Talk to your local Safeco agent about other discounts and ways to save that could help reduce how much you pay for your motorcycle insurance.