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Motorcycle Insurance

We’ve Got You Covered. Ride On.

Motorcycles come in all shapes and sizes. Name your ride and, chances are, Safeco motorcycle insurance covers it. Cruisers, choppers, sport cycles, touring bikes, dirt bikes, scooters and mopeds are only some of the motorcycle types we insure. We’ll even cover your personal golf cart, all-terrain vehicle or snowmobile. We get what riding is all about, because many of us are bikers too. Talk to your local Safeco agent to get the best combination of motorcycle insurance coverage, value and price.

Motorcycle Insurance Coverage

Explore all that our motorcycle insurance has to offer. Or customize it just for you. Get coverage that fits you and your bike and enjoy the ride knowing you’re covered the way you want to be.
Learn more about  motorcycle insurance coverage.


Motorcycle Claims

Ride safe knowing we’ll be there when you need us. If your motorcycle gets knocked over while parked outside the diner, or you break down around that last switchback, you're not alone. We'll take care of you, 24/7.
Learn how to file a claim.

Motorcycle Insurance Discounts

Save up to 40 percent. We reward bikers who have been riding for multiple years and who have taken a safety course or belong to a riding club, because just like you, we're also safe riders. Also save big when you own your own home.
Learn how to save with motorcycle insurance discounts.

Do More.®

Get the most out of your motorcycle. Find an upcoming motorcycle show, event or biker rally. Join a riding club and get safety tips. Allow yourself time to get more out of life. We’ve got you covered. Keep riding.





Motorcycle Insurance FAQ

Find answers to frequently asked questions about Safeco motorcycle insurance.
Read frequently asked questions about insurance for motorcycles.

Why Choose Safeco Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your motorcycle. We make motorcycle insurance easy so you can enjoy the ride.
Learn why you should choose Safeco motorcycle insurance.

Find an Independent Insurance Agent to Buy Motorcycle Insurance  

Get the Motorcycle Insurance Coverage You Want

Motorcycle Insurance Discounts 

Motorcycle Insurance is rated 4.0 out of 5 by 60.
Rated 5 out of 5 by from Great service, fast. My agent listen to what happened to my motorcycle and quickly took care of things.
Date published: 2016-02-01
Rated 5 out of 5 by from Easy and painless Extremely helpfull, found and explained the coverage I need.
Date published: 2016-01-26
Rated 5 out of 5 by from Always helpful and great service! Anytime I needed to make chances to my policy, Safeco Insurance makes it very easy to do, and they do it quickly.
Date published: 2016-01-11
Rated 1 out of 5 by from Terrible Opened a policy for my motorcycle. The cost was outrageous though that is not the issue. I decided the next day to cancel the policy and as I had made the first payment inquired if I would receive a full refund. The representative informed me "Yes". A few days later I checked my account and the refund was $40(apprx) less! For under 24hr of coverage without claim I was charged. Considering the cancellation of all my SafeCo policies.
Date published: 2015-12-01
Date published: 2015-11-09
Rated 5 out of 5 by from Very knowledgeable I love the idea of saving money for great service.
Date published: 2015-11-09
Rated 1 out of 5 by from Bad service I have had Safeco Auto insurance for 3 years and wanted to add Motorcycle insurance. I paid the down payment and was never informed nor emailed that I need to sign paperwork and return to decline liability insurance. Now Safeco has tried to charge me 3x the amount since these forms that I had no idea I needed to sign because I did not read through a packet that I had never received. I later received a bill to my joint auto-insurance address that told me that I owed the 300 and this is when I called to find out the reason. I was told that I would have to sign the papers and return them and they can prorate the coverage that I supposedly had which would already be more than my entail payment. I have therefore decided that I am going to switch insurance companies and pay the same amount,  but will not continue to stay with a company whose employee failed to notify me, never sent email, and did not try to take any steps to retain my business after the mistake was brought to attention. I still have not received the information to cancel coverage that I need to sign, snail mail or email.
Date published: 2015-10-22
Rated 1 out of 5 by from half of 25 dollars I recived a notice from tag office stating my insurance has been cancelled. The mistake was one letter wrong on vin. I asked if i could get half of 25 as a credit to bill. The answer was no after i have been with Safeco for several years also have auto policy.
Date published: 2015-10-17
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© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.