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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1324 out of 5 by 340.
Rated 5 out of 5 by from Great Customer Service !! I had to call customer service regarding my homeowners policy recently. We had just purchased a tractor for our property and needed some help with getting proof of insurance to the lender. The customer service person was so very helpful, she even faxed a copy of the policy to the lender for me.
Date published: 2015-07-30
Rated 4 out of 5 by from Great service Definitely recommend. Love my agent. There does seem to be a small disconnect of safe I policy knowledge between corporate reps and local reps. But was all sorted out and problem was resolved well.
Date published: 2015-07-30
Rated 2 out of 5 by from adequate service outrageous premiums when I asked why my home and auto premiums had increased the reply was the state I live in had allowed them to do so. they increased 20% overall ridiculous
Date published: 2015-07-30
Rated 5 out of 5 by from i don't know what you want they did a great job and took care of my needs right away
Date published: 2015-07-30
Rated 5 out of 5 by from Quick Reaponse I had my question answered quickly by an associate that was very polite.
Date published: 2015-07-30
Rated 5 out of 5 by from Excellent experience Our representative was there in person and over the phone. He was there when I needed him at any time. I was able to get a hold of him at anytime.
Date published: 2015-07-30
Rated 5 out of 5 by from Excellent customer service! A customer service rep was very helpful when I had to call in for an adjustment to my payment plan. He was very courteous, concerned and professional, and resolved my situation very quickly.
Date published: 2015-07-29
Rated 4 out of 5 by from wonderful service Safeco is always good to me when I call and when I need something. Always a friend voice and are always updating my info and getting me the best deals.
Date published: 2015-07-29
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.