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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1507 out of 5 by 272.
Rated 3 out of 5 by from Good Claim Service, But........ When I had terrible sewer back-up, the claims were taken care of beautifully. However, when I lost 2 diamond rings I received no info. that they could cancel my Homeowner ins.cov. (after 55 plus yrs. of coverage ). For the pittance I rec'd. for the rings as cov. hadn't been updated in yrs., they DID cancel me. If I had known this could happen, I never would have claimed the $ for the rings. I offered to return that money but to no avail. I would recommend Safeco but NOT my Agent, whom I never met or even talked with.
Date published: 2015-05-26
Rated 5 out of 5 by from Great value, excellent customer service I got the lowest quote here and the easiest process. Also had to call back to clarify an issue and had a resolution in less than 5 minutes.
Date published: 2015-05-23
Rated 5 out of 5 by from very helpful no problem, well explained and well documented. The agent was very professional in his explanation of the policy.
Date published: 2015-05-23
Rated 5 out of 5 by from Great service!!! Very helpful and informative!! My representative wad extremely helpful and knowledgable. She was very attentive and nice. Thanks Cyndy!!
Date published: 2015-05-23
Rated 1 out of 5 by from No one even called me back Safeco would not even call me back when I needed help. I can't tell you how disappointed I am with the company I have dealt with for over 15 years.
Date published: 2015-05-21
Rated 2 out of 5 by from Cost doubled in 2nd yr / never filed a claim Got a great rate in year 1 when we bought our house/ bill doubled in year 2 even though no claims were ever filed
Date published: 2015-05-21
Rated 5 out of 5 by from Satisfied Customer Very happy with customer service I received when calling to inquire about insurance
Date published: 2015-05-21
Rated 5 out of 5 by from Great customer service. were very helpful when we experienced hail damage.
Date published: 2015-05-21
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.