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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Learn about some simple things you can do to help protect and take care of your home. Allow yourself time to get more out of life. Have a barbecue. Host a pool party. Worry less. We’ve got you covered.

Home Insurance Reviews

Home Insurance is rated 4.0247 out of 5 by 81.
Rated 5 out of 5 by from True Professionals! When I needed help, Safeco was there for me. They handled my claim quickly, professionally, and without any hassles!
Date published: 2014-09-25
Rated 1 out of 5 by from I have been with other insurance companies that do not assign numerous adjusters that have to look at the property over and over. I have seven prorerties with Safeco and would not recommend them to anyone.
Date published: 2014-09-25
Rated 5 out of 5 by from Great and timely response This Co. made filing a claim as painless as possible. They were prompt and courteous in all aspects of the process.
Date published: 2014-09-24
Rated 5 out of 5 by from Great Company to do business with! I had a property and vehicle loss. Everyone associated with my claim process was amazing! During the restoration process, Safeco's inside adjuster worked directly with my contractor in a timely fashion that kept things moving along. There was never a delay!!! I couldn't be happier with the outcome. Thank you Safeco!
Date published: 2014-09-24
Rated 5 out of 5 by from Amazing Service!! My water heater exploded and I called SafeCo directly as soon as it happened. They communicated with me during the whole process via email and calling in to check on the progress of the clean up. The SafeCo Claim Rep was wonderful. We got a check in our hands in days of the damage. She explained the whole process to us and made a bad situation into a positive one.
Date published: 2014-09-24
Rated 5 out of 5 by from Fast service I filed a claim in the morning and it was resolved by that afternoon!
Date published: 2014-09-23
Rated 1 out of 5 by from Worst Claim Experience Ever Our home was hit by lightning and started a small fire. Safeco was not responsive at all. The first adjuster showed up a week after the fire and was incompetent. He didn't bid the major areas of damage and it wasn't submitted in a timely manner. After the contractor sent another bid in they sent the 2nd adjuster two months after the fire. Because of this our home had holes in it and fire damage for 4 months.
Date published: 2014-09-23
Rated 5 out of 5 by from Great Company Always had a good experience and customer relations with Safeco.
Date published: 2014-09-23
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506