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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.
 

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
 
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
 
Read frequently asked questions about insurance for your home.

 

Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
 
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Learn about some simple things you can do to help protect and take care of your home. Allow yourself time to get more out of life. Have a barbecue. Host a pool party. Worry less. We’ve got you covered.
 

Home Insurance Reviews

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Home Insurance is rated 3.7045 out of 5 by 44.
Rated 5 out of 5 by from great customer service! SafeCo talked me through the claim process and were wonderful!
Date published: 2014-08-16
Rated 1 out of 5 by from
Date published: 2014-08-13
Rated 5 out of 5 by from Good rates and service. We received very good service on our home insurance claim.
Date published: 2014-08-13
Rated 5 out of 5 by from I submitted my claim and received fast , very polite response and settlement.
Date published: 2014-08-12
Rated 5 out of 5 by from Great response Contacted Safeco regarding roof damage due to hail storm
Date published: 2014-08-12
Rated 5 out of 5 by from Home burglary Best customer service I've ever had. Very efficient.
Date published: 2014-08-12
Rated 1 out of 5 by from Awful customer service I would not use Safeco again. Horrible customer service. They will take your money but if you try to make a claim they blame you for the damage.
Date published: 2014-08-12
Rated 5 out of 5 by from fire loss extremely satisfied with everyone I dealt with , and Safeco's integrity . At the end of the rebuild , they added a few costs to the payout that were impossible to for see . I was amazed !
Date published: 2014-08-10
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506