Get a Quote

Quote With a Local Agent

Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1502 out of 5 by 426.
Rated 5 out of 5 by from great service very nice on phone, explained everything, very polite
Date published: 2015-10-03
Rated 5 out of 5 by from Too easy.... I called my Safeco agent and told him we were buying a house. He sounded almost as excited as I was! Once I gave him the address he has a quote done in minutes, it was too easy. He explained the coverage levels and why they were set that way. Long story short, full value home owners policy, low cost premium and I actually know what I have now!
Date published: 2015-10-02
Rated 5 out of 5 by from Great service. Had an issue with the debiting of my home owners insurance and was quickly and easily resolved.
Date published: 2015-10-01
Rated 4 out of 5 by from Premium Lowered On my first call, your computer system was down and I had to call two more times to be serviced. However, your agent quickly resolved my situation; a 47% rate increase, to lower the premium so I could afford to pay the premium.
Date published: 2015-10-01
Rated 5 out of 5 by from great service Your representative (Jason) was very knowledgeable and helpful
Date published: 2015-10-01
Rated 1 out of 5 by from Very slow services The claims adjuster had no knowledge of what was wrong no idea what type of insurances I had she was only interested in finding loop holes so my claim could not be processed so after 2 weeks I dropped my claim and fixed it myself
Date published: 2015-10-01
Rated 5 out of 5 by from Great, professional expedient service The agent I dealt with for the damages after a hail storm to my house other items was very understanding of my concerns. She advised me in a very professional manner & told me exactly how to proceed with all phases of the claim. So far, there have been no snags and any extra costs have been handled expediently.
Date published: 2015-09-29
Rated 5 out of 5 by from Thorough and helpful! During a recent home claim, Safeco sent out their adjuster who did a very thorough inspection and found what he thought was a problem with a new roof we had just put on in April .This was causing a leak and major water damage to one of our interior walls. Safeco had the roof tarped. Sent out professionals to help diagnoze and pinpoint the water source. Began the drying out process and eventually had the sheetrock repaired and repainted. This has been a very mentally exhausting ordeal but safeco was such a help through it all. Thank you for all of the excellent services you have provided and to my adjuster Mark who kept me informed and was readily available to answer any question I might have had.
Date published: 2015-09-29
  • 2015-10-04T07:04CST
  • bvseo_cps, prod_bvrr, vn_cps_3.1.6
  • cp_1, bvpage1
  • co_hasreviews, tv_6, tr_420
  • loc_en_US, sid_home, PRD, sort_mostRecent
  • clientName_safeco
Build Your Quote
© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.