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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1557 out of 5 by 212.
Rated 5 out of 5 by from Great to work wth Josh H was great in understanding my needs for my new town home. He was patient, courteous and kind in working through al of the questions to make certain I have the proper coverage needed. His follow-up via phone and e-mail made me feel that Safeco cared about my needs.
Date published: 2015-04-15
Rated 4 out of 5 by from Very knowledgeable agent. Good service and very attentive? Had a long discussion regarding earth quake insurance which the agent was very knowledgeable on.
Date published: 2015-04-12
Rated 5 out of 5 by from Best Buy questions answered, no long wait, done from my cell phone, in the agents office!!
Date published: 2015-04-11
Rated 3 out of 5 by from Unauthorized rate increase She was very nice and professional. She couldn't change anything
Date published: 2015-04-10
Rated 1 out of 5 by from no help at all I asked for advice and only got someone who could read the manual. When I asked a question that didn't comport to the manual, all I got was the manual repeated. It was a worthless call. there was no one to give advice as to what the best insurance for me might have been.
Date published: 2015-04-10
Rated 1 out of 5 by from Not what I expected Will not use Safeco next time I need homeowners insurance. Too diificult to change fro a joint tenancy policy to single after my divorce.
Date published: 2015-04-10
Rated 1 out of 5 by from Earthquake Ins Honestly I felt the customer service rep was lazy! I got a notice in the mail saying you couldn't set up auto pay because my bank acct doesn't exist. Yet I just used that acct to pay the first payment and you got it. Instead of checking to see if the acct # was put in wrong for the auto pay she wanted me to wait for the bill to come in, pay the extra $1 for a bill being sent, then figure it out. Lazy, passing the buck!
Date published: 2015-04-10
Rated 5 out of 5 by from Excellent Service & Support Owing to a major house fire, Safeco immediately stepped in. "They" called me while still in hospital and had already secured my home. Adjusters were made available within days, and I was provided with 6 months worth of excellent temporary lodging while my home of 28 years was being re-built. I was kept informed during the re-build and the lost belongings recovery process, and Safeco always and swiftly and fairly addressed any issues, concerns, or questions I raised. More than just being "completely satisfied" with Safeco's performance and the final out come, I am indeed "grateful" for Safeco's performance, moral support, and outstanding "corporate ethics" while handling my claim.
Date published: 2015-04-10
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.