Equipment Breakdown Coverage

Help Is Just a Couple Dollars Away

You know that household appliances and equipment can stop working at any time. That’s why — at just $2 a month — Safeco equipment breakdown coverage is a superior value, with a competitive price and great protection.

Equipment Breakdown Examples

  Infographic: Equipment Breakdown Examples


What Is Equipment Breakdown Coverage?

This unique coverage is a type of home warranty that extends to many of your essential home systems and personal property.

It’s homeowners appliance insurance that provides protection in the event of an unexpected mechanical or electrical breakdown not caused by normal wear and tear or corrosion.

Multiple Appliances, One Warranty

Equipment breakdown coverage can be used to cover multiple appliances at once. It’s a great way to protect both your belongings and your budget.

Energy Star®

Equipment breakdown coverage will replace a covered appliance with an Energy Star® rated appliance of like kind and quality.

Talk to your local Safeco agent about the benefits of equipment breakdown coverage.

Typical Household Items Protected by Equipment Breakdown Coverage

Washers and dryers
Refrigerators and freezers
Ovens and microwaves
Garbage disposals
Heat pumps
Heating and air conditioning systems
Electrical service panels
Home security systems
Water heaters
Well water pumps
Sump pumps
Surround sound systems
Swimming pool equipment

Equipment breakdown coverage is not currently available in Alaska, Florida, North Carolina or Texas.

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© 2017 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.