Home Insurance Discounts and Savings

Get Premium Insurance Without a High Premium

Homeowners insurance from Safeco is a real value. Discounts are available if you have a burglar alarm or a fire sprinkler system installed in your home. You may also qualify for a lower rate if you live in close proximity to a fire station.

Get a Package Deal

Insure your home and your car together.
Save up to 15% when you combine your home and auto policies as a Safeco Package.

Multiple Policy Discount

Save even more with a multiple policy discount when you also add coverage for your motorcycle, boat or RV .

Less Than 10 Years Old

Qualify for a newer home discount when your house is less than 10 years old.

How to Lower Your Homeowners Insurance Bill

Choose a Higher Deductible

A higher deductible will lower how much you pay for your home insurance premium by shifting part of the loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a loss out of your own pocket. A higher deductible will lower your home insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.

Pay Your Bill in Full

If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run. Talk to your local Safeco agent about additional ways to save that could help reduce how much you pay for homeowners insurance.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506