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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

“…I just filed a claim, and it was seamless.”   – Nancina

At Safeco, we value our customers’ opinions, and we feature their homeowners insurance reviews below.
Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

How Much Home Insurance Do You Need?

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1788 out of 5 by 481.
Rated 5 out of 5 by from very pleasant, knowledgable about what I needed, we added solar panels to our garage and they helped me with exactly what I needed.
Date published: 2016-01-26
Rated 5 out of 5 by from Always a Great Experience! I have been in contact with an agent through email. Our correspondence was professional, yet the agent was very helpful, kind and replied to my emails until the issue was resolved. No matter what questions we have for Safeco, the agents are always nice, genuinely helpful and attentive and resolve the issue on the first contact. We are very satisfied with the services.
Date published: 2016-01-25
Rated 5 out of 5 by from Efficient Claim Process I was very pleased to have an adjuster quickly assess the claim, discuss the details and then immediately issue a check to repair the damage. Thank you!
Date published: 2016-01-25
Rated 5 out of 5 by from Easy & Fast Service Needed a lender added to my declarations page for a home equity line of credit. Took less than 5 mins and I had a copy via e-mail. Very easy and quick.
Date published: 2016-01-25
Rated 5 out of 5 by from Very helpful agents Sales person was very efficient and knowledgeable.
Date published: 2016-01-25
Rated 5 out of 5 by from Review of potential claim Both Jeremy and Vera with Payne Weber along with Kalie and Scott with Safeco were wonderfully helpful and supportive with the loss of my wedding ring. Fortunately it was found and we were able to resolved everything.
Date published: 2016-01-19
Rated 5 out of 5 by from Superior Customer Service I recently contacted customer service for help. They listened to me and advised me. Then, they followed up with me to let me know they received my faxes and let me know what to expect. When the issue was resolved, they called me to let me know. I really appreciate this. It made me feel like they were really listening and cared.
Date published: 2016-01-16
Rated 5 out of 5 by from excellent Gave a competitive quote on a new home purchase and worked with loan company to complete payment quotes
Date published: 2016-01-14
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© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.