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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Learn about some simple things you can do to help protect and take care of your home. Allow yourself time to get more out of life. Have a barbecue. Host a pool party. Worry less. We’ve got you covered.

Home Insurance Reviews

Home Insurance is rated 3.9 out of 5 by 60.
Rated 5 out of 5 by from Happy Customer I am new to SafeCo insurance, but I couldn't be happier with the service and coverage. After contacting them with severe storm damage, they were quick to respond and very kind and patient. I would refer everyone to SafeCo. They're wonderful!
Date published: 2014-08-27
Rated 5 out of 5 by from Great service I have had safeco on home and my van for three or four years and they have always taken care of me when I needed something.
Date published: 2014-08-27
Rated 5 out of 5 by from Great Insurance Company Have had Safeco Insurance for some time now and never new how good the company was other than hearing from other people that Safeco is a Good Company. When I had put a claim in with the company they were out in a matter of days to assess the damages to our home and wrote us a check on the spot to get started with repairs. Nice to know that there are companies out there like Safeco that are concerned with your problems and do what is needed to help you get things repaired.
Date published: 2014-08-27
Rated 5 out of 5 by from Better than I could have expected In 40 years of home ownership this was my first claim. The representatives I spoke with were very helpful and friendly and settled the claim fairly and quickly. Very pleased to have insured with Safeco.
Date published: 2014-08-26
Rated 1 out of 5 by from Worst Insurance Experience Ever We had a storm My roof was damaged my living room ceiling fell in The adjuster told my contractor to emergency fix and submit. So we did, Then the company said they weren't going to pay for or fix anything now I have a 3000.00 dollar bill and a patched not fixed roof. Would not recommend this company to anyone.
Date published: 2014-08-26
Rated 5 out of 5 by from Efficient Help and Expertise Some months ago I began to shop around for an insurance company; and after comparing some 3 to 4 of them and after consulting a number of friends and relatives, one of whom was an agent, I decided on Safeco. Once that decision was made, the local Safeco agent stepped forward and made my experience all the more memorable and pleasant, because she not only was friendly and outgoing, she was astutely aware of the product and its many features that could make life better for me. During the process of the claim I recently made for the malfunction of an AC unit, she made many good suggestions and located immediately the clause of my policy which was applicable. Once that process was begun, the national agent took over and kept the ball rolling so that the matter was settled within a matter of weeks rather than months or longer. Both of the agents put the interests of the customer up front and center stage. All things considered, it was a very gratifying experience.
Date published: 2014-08-26
Rated 5 out of 5 by from Outstanding Safeco was very professional, courteous, and prompt in all aspects of our claim
Date published: 2014-08-26
Rated 5 out of 5 by from Great Service We had a home owners claim that was handled quickly, professionally along with care and concern from our agent. The claim process was above my expectations.
Date published: 2014-08-23
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506