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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1404 out of 5 by 228.
Rated 5 out of 5 by from Extraordinary Service From the moment I received my Safeco policy number from my insurance agent in an email, I learned that the immediate availability of talking to a Safeco employee was super! Since switching home insurance on April 15, 2015, I have contacted Safeco several times to discuss various parts of my policy and was immediately transfered to an employee who was able to answer adequately all of my questions. There was NO wait time on the phone to to reach a knowledgeable and professional Safeco representative.
Date published: 2015-04-25
Rated 5 out of 5 by from Changes to my homeowners policy This man was awesome in helping me adjust my policy!
Date published: 2015-04-24
Rated 5 out of 5 by from Prompt service This is the first claim since having Safety Insurance and so far everything is going very smooth
Date published: 2015-04-24
Rated 5 out of 5 by from Great service! I needed to access the Home Insurance declaration page and the agent helped me right away! Even after hours!
Date published: 2015-04-24
Rated 2 out of 5 by from Bureaucracy fails I purchased a house, and wanted a new policy for it. The team was very friendly and helpful. My policy was created, and I got an Evidence of Property Insurance sent to my lender. The lender called me and said they couldn't confirm that policy. I called a second time. The friendly, helpful person said that the policy number had been changed. Either I should not have been sent the Evidence until the policy changer approved it, or I should not have had my lender get turned away when they called to confirm my policy. Either way the system behind your fine customer service team needs fixing.
Date published: 2015-04-24
Rated 5 out of 5 by from great service they told me my insurance was going up and help me get a lower rate
Date published: 2015-04-24
Rated 5 out of 5 by from Excellent Service - Always Please refer to my comments at the end of this survey.
Date published: 2015-04-24
Rated 5 out of 5 by from Water damage This is a great company to have your insurance with. I have both my Truck and my Condo insured with them and they are just very reliable and very fast at getting your damages fixed.
Date published: 2015-04-24
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.