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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.2541 out of 5 by 122.
Rated 5 out of 5 by from Karla Miller and the who,e Safeco team I was in the middle of selling my house and moving long distance when we had a horrible hail storm in Denver. Karla Miller, my agent, and the whole team jumped right on getting my roof and gutters replaced along with repairing my deck. I hadn't even asked for new gutters or deck repair but they did it anyway. They went way beyond the call of duty. I'm thrilled with the service and they've taken excellent care of me.
Date published: 2014-11-20
Rated 4 out of 5 by from Great Service On my recent claim due to a recent tragedy in my family Safeco acted swiftly and professionally making the experience my experience as painless as possible which was very much needed at this time.
Date published: 2014-11-19
Rated 5 out of 5 by from Extremely rapid response and support. Worked quickly to resolve repair company's suggestions.
Date published: 2014-11-18
Rated 5 out of 5 by from Great Service We had a house fire in 2014 and I couldn't be more happy with Safeco Insurance. The response from all their staff was fantastic. All the reps were so responsive and informative. I had never dealt with anything like this before and sometimes had daily questions. I was treated so well by everyone I dealt with at Safeco. I recommend Safeco to all my friends.
Date published: 2014-11-18
Rated 5 out of 5 by from Excellent service This was my first time filing a claim on my home, but I felt it was necessary because the wind (tree) damage involved an expensive repair. After calling Safeco directly, I was immediately put in contact with an adjustor. There was a small delay in processing because another adjustor closer to my home had to be found. Still, the entire process was very quick, the compensation was reasonable and realistic, and payment was received just as the job was being completed. Altogether, a very positive experience.
Date published: 2014-11-18
Rated 5 out of 5 by from Incredible Service ! ! Some items I had were either stolen or lost. SAFECO did a truly excellent follow-through on my claim. Could not be better !
Date published: 2014-11-16
Rated 5 out of 5 by from Great Service! I never thought I would need to make a claim on home insurance but storm damage caused roof and home damage. I made the claim and the adjuster was out in 24 hours and filed and processed and made check in 2 hours! 5 star service! Thanks Safeco!
Date published: 2014-11-14
Rated 5 out of 5 by from Great service!! Made filing a claim painless! Customer service start to finish was wonderful! Thanks Safeco!!
Date published: 2014-11-13
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.