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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1529 out of 5 by 314.
Rated 3 out of 5 by from Good service You need to awnser calls faster than you do it would be helpfull
Date published: 2015-07-05
Rated 5 out of 5 by from Finding Out How to Lower the Cost of Homeowner's I called two times about my homeowner's insurance. The first time I called, I needed to know options and get price quotes. The first agent was very helpful and patient. She even connected me with someone about possibly changing my car insurance. The second time I called, I was glad the information provided over the phone was still accessible and in your system. As a result, it was very easy to make the changes I needed to lower my premium cost. I even got the due date for payment changed, and received written confirmation in the mail of the changes made yesterday.
Date published: 2015-07-02
Rated 4 out of 5 by from I had great help when I called The woman who helped me on the phone was great. Very helpful. I appreciated her work. I'm still unsure though how Safeco sent my insurance information to the wrong lender. That had not changed from the year before...things going wrong for no apparent reason can be stressful, but I did appreciate the woman who helped me with this, very much.
Date published: 2014-12-02
Rated 5 out of 5 by from Great Customer Service The Quote Specialist agent was very helpful with explanations of all the home insurance items.
Date published: 2015-06-30
Rated 2 out of 5 by from Overpriced increases everyyear. Did not file claims in my entire life on homeowners policies
Date published: 2015-06-30
Rated 5 out of 5 by from Great service Great service, friendly ataff and very good price.
Date published: 2015-06-30
Rated 1 out of 5 by from terrible service in such a time of need I have not received any help month later.they also have no idea of the address they are insuring. They claimed to have sent the check to the wrong address
Date published: 2015-06-30
Rated 5 out of 5 by from Excellent service Great service and knowledgeable staff. Highly recommend to friends.
Date published: 2015-06-30
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.