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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1475 out of 5 by 217.
Rated 4 out of 5 by from Very helpful We recently sold our home & are going to be 'renting' it back from the new owner, so we needed to get our insurance switched from homeowner's to renter's. The agent was extremely helpful & took care of everything for us with just one phone call.
Date published: 2015-04-17
Rated 5 out of 5 by from Roofing He was very helpful and curtious. Explained everything concerning the insurance policy for Tennessee
Date published: 2015-04-17
Rated 4 out of 5 by from Adjustments to policy are no problem I've had to make several adjustments to my policy using the Service Department over the phone. The wait time/time spent dealing with automated system was relatively low, the people I have spoken with have been knowledgeable, friendly and fast, and the updates to my policy have arrived in my inbox within 12 hours. I only gave 4 stars because I feel like you don't really know how good a company is until you file a claim, which I have not yet had to do.
Date published: 2015-04-16
Rated 1 out of 5 by from Very Disappointed! I recently purchased homeowners insurance from this company and was sent a letter two months later threatening to cancel my insurance because I did not have flood insurance. Mine you, my property is not in a flood zone so I couldn't understand why I was being told to purchase flood insurance. I quickly went out and purchased flood insurance. Then my agent sent the policy and was told that I needed to purchase higher coverage limits. She questioned it and it was later determined that I don't need flood insurance after all. So, I spent money that I didn't need to spend and there wasn't even a letter rescinding the cancellation nor was there an apology until I called and expressed my dismay and anger about being treated so poorly. I had to remind them that I am a paying customer. If my business is not appreciated, then perhaps I should consider looking for a better company to do business with.
Date published: 2015-04-16
Rated 5 out of 5 by from Good Job The person i talk to was professional and did a good job..
Date published: 2015-04-16
Rated 5 out of 5 by from Great to work wth Josh H was great in understanding my needs for my new town home. He was patient, courteous and kind in working through al of the questions to make certain I have the proper coverage needed. His follow-up via phone and e-mail made me feel that Safeco cared about my needs.
Date published: 2015-04-15
Rated 4 out of 5 by from Very knowledgeable agent. Good service and very attentive? Had a long discussion regarding earth quake insurance which the agent was very knowledgeable on.
Date published: 2015-04-12
Rated 5 out of 5 by from Best Buy questions answered, no long wait, done from my cell phone, in the agents office!!
Date published: 2015-04-11
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.