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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.2143 out of 5 by 168.
Rated 5 out of 5 by from Excellent service Excellent customer service over the phone and with the personal Safeco claims adjuster. All issues were looked at and explained what was covered and not covered in detail.
Date published: 2015-03-30
Rated 2 out of 5 by from Not very efficiant I had to do most of the work to get my home policy switched over from my old carrier. 3 times I had to contact them to get the info my bank needed. After signing up for auto, I have been constantly getting emails and postcards asking for more information or my policy price would raise. Overall pretty lousy service thus far.
Date published: 2015-03-30
Rated 1 out of 5 by from So frustrated I have contacted Safeco a couple of times regarding the fact that I would like to add Earthquake insurance for my home. The first time I never heard a darned thing from the company. The second time, I talked to someone who determined that Washington state required a separate policy for earthquake coverage. I was told that someone would contact me with a quote. I have heard nothing. It is frustrating to know that I do not have coverage for earthquakes even though in live in an area where there are faults and volcanos. It is more frustrating to have people promise to give me a quote for a policy that I want to buy and then have the request disappear into the ether. This kind of customer service is terrible. When I first got the policy someone should have offered earthquake insurance since it is an issue where I live but beyond that when I seek it out they should be wanting me to purchase insurance to give the company more money. I am extremely disappointed with the service I have received from Safeco and am going to pursue insurance from another company that will hopefully be more responsive.
Date published: 2015-03-27
Rated 5 out of 5 by from Easy to apply for service representative went out of his way to make sure I was completely satisfied
Date published: 2015-03-26
Rated 1 out of 5 by from Tough luck I changed all of my accounts Bank and ins to Safeco. Auto, company, Home. Then I made one small claim and got canceled
Date published: 2015-03-26
Rated 5 out of 5 by from Out standing service The staff could have not been nicer, and was a great help in assisting me with my issues.
Date published: 2015-03-26
Rated 4 out of 5 by from Great and speedy service. My mortgage company received proof of insurance the next day and I avoided having to purchase an expensive mandatory policy. Thanks Safeco.
Date published: 2015-03-25
Rated 1 out of 5 by from Worst insurance company ever! I will never ever use Safeco Insurance or recommend them to anyone. The adjuster was arrogant, I requested a call from a supervisor, never got one; refused my claim when it was valid
Date published: 2015-03-25
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.