Get a Quote

Quote With a Local Agent

Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1419 out of 5 by 430.
Rated 1 out of 5 by from Disappointed in the service. Repair was well done. The claim adjuster was very helpful, professional and informative. She did everything she could to explain her report. I was very satisfied with her performance. The agent and his however, were very rude and treated like I was not very smart and refused to help me. When I told them I did not want to pay more than my deductible they refused to pay any more and accused me of trying to take money that was not mine. They refused to pay for the ceiling painting and I had to pay it because it was becoming embarassing how they were behaving with me and the contractor. I was to see if I can find another insurance to work with because I would not want to work with people like that. I pay alot of money for my insurance but when it comes to paying it seems to make them angry. I was told by the agents boss that I was overpaid on this claim. That I was taking money that was not mine. He acted like I was trying to steal from the company. I have never been so insulted in my life. If I have to work with someone like him I will get another insurance.
Date published: 2015-10-04
Rated 5 out of 5 by from Service I can count on! I recently purchased a second home in another state. Even though Safeco has handled all of my insurance needs for years, I thought it would be good to support a competitor's home owners insurance in the new community. Within two weeks, there was an "issue" with my new homeowner insurance. So, I ended up calling Safeco and asking if they could handle my insurance and I would cancel my current insurance as they could not resolve the "issue". The "issue" was a non-issue to Safeco and now I do have ALL my insurance needs with Safeco. Thanks you, Safeco from taking a stressful situation and making it an enjoyable experience!
Date published: 2015-10-04
Rated 4 out of 5 by from Very helpful The girl that responded to my concern about home insurance rate increases was very diligent in finding items we could cut to minimize the total. She even dug into our automobile policies to find items that were unnecessary to save on our total bill.
Date published: 2015-10-03
Rated 3 out of 5 by from Disappointed The Claims representative did a good job of handling my claim. I was disappointed when I found out I have to repurchase my trailer within 6 months. This means I have to pay for storage for the trailer for about 3 months prior to its initial use.
Date published: 2015-10-03
Rated 5 out of 5 by from great service very nice on phone, explained everything, very polite
Date published: 2015-10-03
Rated 5 out of 5 by from Too easy.... I called my Safeco agent and told him we were buying a house. He sounded almost as excited as I was! Once I gave him the address he has a quote done in minutes, it was too easy. He explained the coverage levels and why they were set that way. Long story short, full value home owners policy, low cost premium and I actually know what I have now!
Date published: 2015-10-02
Rated 5 out of 5 by from Great service. Had an issue with the debiting of my home owners insurance and was quickly and easily resolved.
Date published: 2015-10-01
Rated 4 out of 5 by from Premium Lowered On my first call, your computer system was down and I had to call two more times to be serviced. However, your agent quickly resolved my situation; a 47% rate increase, to lower the premium so I could afford to pay the premium.
Date published: 2015-10-01
  • 2015-10-08T06:42CST
  • bvseo_cps, prod_bvrr, vn_cps_3.1.6
  • cp_1, bvpage1
  • co_hasreviews, tv_6, tr_424
  • loc_en_US, sid_home, PRD, sort_mostRecent
  • clientName_safeco
Build Your Quote
© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.