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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.2877 out of 5 by 146.
Rated 5 out of 5 by from Great service so far I've only been a customer for 1 month but when I called customer service, they were very helpful and very friendly.
Date published: 2015-03-04
Rated 5 out of 5 by from home owners questions your representative assisted me with earthquake insurance questions
Date published: 2015-03-03
Rated 5 out of 5 by from Never a problem I haven't ever had a problem. Everyone I've spoken with Has been very helpful.
Date published: 2015-03-03
Rated 5 out of 5 by from Outstanding service Great service by the Safeco rep. All done over the phone. Answered all my questions. No upsell, bought only what I needed.
Date published: 2015-03-03
Rated 5 out of 5 by from Great Service Wonderful, friendly, plenty of options. Easy to contact.
Date published: 2015-03-03
Rated 2 out of 5 by from Charged more after contract He never called me back. Instead he e mailed me with a lame explanation.
Date published: 2015-03-03
Rated 4 out of 5 by from Disappointing You're probably wondering how I could title a review "Disappointing" while at the same time assigning 5 stars to most categories. The reason I am disappointed is because I tried in vein to pay my annual homeowners premium online. I was successful renewing the earthquake portion (which I thought was homeowners). I could not---no matter how hard I tried---pull up the earthquake policy to pay that renewal. Remember---the website led me to think I had successfully renewed the Homeowners. Long story short---I was sent a letter by Safeco informing me we had been cancelled for non-payment! I spent the better part of a Monday morning reinstating my policies (dud I mention the earthquake was also cancelled, since I had not renewed the homeowners?). The agent who helped me was wonderful---very sympathetic to our plight. Our homeowners was reinstated, retroactive to annual renewal date. Our earthquake, however, had to be reissued, creating a new effective date. I have since signed up for annual auto payments on renewal dates.
Date published: 2015-03-03
Rated 5 out of 5 by from great service Excellent service and It was very easy to pay using their webpage
Date published: 2015-03-03
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.