Get a Quote

Quote With a Local Agent

Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Learn about some simple things you can do to help protect and take care of your home. Allow yourself time to get more out of life. Have a barbecue. Host a pool party. Worry less. We’ve got you covered.

Home Insurance Reviews

Home Insurance is rated 3.5652 out of 5 by 23.
Rated 4 out of 5 by from Good, reliable coverage This was our first home claim with Safeco. They did a great job of replacing our stolen items with timely checks or quality items in a timely manner. We were unsure at first, but Safeco proved to be reliable and fair. It was also great to have a single dedicated claims agent to work with (shout out to Zach M-R!)
Date published: 2014-07-29
Date published: 2014-07-27
Rated 5 out of 5 by from Excellent service I am very happy with the service I have received from Safe-Co home insurance. I had a claim recently after a storm and it was handled quickly and very professionally. Thank you for the excellent service.
Date published: 2014-07-26
Rated 5 out of 5 by from Professional Company I recently had a fire in my home. I was dreading the process of filing the claim and going through the repair process. I was anticipating a nightmare dealing with the insurance company. I was dramatically surprised at how rapidly the company's response was and how closely they worked with me to get the claim processed and repairs completed. They were fair and extremely cooperative with working with the repair people and myself. It made a dreadful situation very tolerable.
Date published: 2014-07-25
Rated 5 out of 5 by from Great Service! Our finished basement flooded, causing a lot of damage. The care demonstrated by our claims representative was incredible.
Date published: 2014-07-24
Rated 5 out of 5 by from Happy Home Owner So glad to have Safeco as my home owners insurance company. Recent water damage from slab leak and one call did everything. Thanks for quick response and fast resolution to my claim. Your the best.
Date published: 2014-07-24
Rated 5 out of 5 by from
Date published: 2014-07-24
Rated 1 out of 5 by from find another insurance company I filed a claim for a loss (water damage) and safeco delayed and delayed the investigation and resolution for over a year and a half. It took numerous emails and phone calls to get the claim processed. Engineers were hired to review but never showed. Ultimately the claim was never paid.
Date published: 2014-07-24
Build Your Quote
© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506