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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.
 

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
 
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
 
Read frequently asked questions about insurance for your home.

 

Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
 
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.

 

Home Insurance Reviews

Reviews
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Home Insurance is rated 4.1573 out of 5 by 375.
Rated 5 out of 5 by from Very helpful ! solved my issue. The rep was very professional and gave me all the info I needed.
Date published: 2015-08-27
Rated 5 out of 5 by from Quick and Easy When a Safeco Sales Rep returned my call the next day, I was able to add our new home in the mountains, which we had just closed on the previous day, to my insurance. My Safeco Rep was thorough, and got us the best coverage available.
Date published: 2015-08-26
Rated 5 out of 5 by from Awesome Agent! Safeco offered us better coverage for less. Plus we have a great agent, DeJoni, that took care of everything. We even got a discount when we added a car. Thanks for making it so easy.
Date published: 2015-08-24
Rated 5 out of 5 by from Very good phone service I have had a positive experience with Safeco. You can actually talk to a person who picks up the phone, which is almost unheard of in this country nowadays. I had some questions about my policy and renewal and the rep was knowledgeable, fast and pleasant. This is a property that I currently lease out and I'm not there, so having the info was very helpful.
Date published: 2015-08-24
Rated 5 out of 5 by from good service safeco seems like a good company. I have not filed a claim ever with Safeco
Date published: 2015-08-24
Rated 5 out of 5 by from Easy and quick transaction Safeco sent a review of the new policy. After checking coverage's and premiums all was in order.
Date published: 2015-08-24
Rated 5 out of 5 by from Friendly and reliable The Agent was friendly and knowledgeable and made making a claim very stress free.
Date published: 2015-08-24
Rated 5 out of 5 by from Great Service safeco provides us with best rate for our home and rental property insurance. Any request over the course of loan application related to home inurance was promptly addressed to lender's satisfaction. Thank you!
Date published: 2015-08-24
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.