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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.
 

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
 
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
 
Read frequently asked questions about insurance for your home.

 

Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
 
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.

 

Home Insurance Reviews

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Home Insurance is rated 4.2212 out of 5 by 104.
Rated 5 out of 5 by from Safeco home insurance. This insurance company has responded quickly to both an emergent situation (pipe burst-flooded rooms) and semi-emergent (storm damaged roof) over the past few years with experienced, fast, and very fair assistance for a reasonable yearly fee. Would reccomend them to anyone searching for a home and/or auto insurance.
Date published: 2014-10-28
Rated 5 out of 5 by from Really wonderful service My garage was set on fire by a yard fire started by a neighbor. I'd never has this find of loss before was was completely skaen by the fire and the exhausting process of working with city inspectors and contractors to assess the extent of damage. My Safeco agent was extremely helpful, taking the time I needed to calm me down and familiarize me with both insurance matters and the process of finding and working with contractors. Safeco also contracted with a firm to help replace contents, which saved me countless hours of shopping and headaches with delivery. Safeco far exceeded my expectations. I plan to remain a loyal customer in the future.
Date published: 2014-10-28
Rated 5 out of 5 by from Best service We had hail damage and they where on it. So friendly
Date published: 2014-10-24
Rated 4 out of 5 by from Speedy Process with great customer service We recently had a break in at our new home. We contacted Safeco and was assigned an adjuster. She was very quick to contact us and help explain the whole process. She calmed all our fears and walked us through the whole process. She answered all questions and constantly check on us during the process to see if we needed any other help. It was an unfortunate situation made a lot better buy our Claims adjuster Natasha.
Date published: 2014-10-24
Rated 5 out of 5 by from Excellent quick n friendly claim service I had my very valuable wedding anniversary ring stolen. I was extremely devastated. Called Sunday and made report. Received a return call the very next morning. Service agent went over my claim. I was very emotional and started crying as I explained what happened. He was very understanding
Date published: 2014-10-22
Rated 4 out of 5 by from House Claim Good people to work with. Have always heard good feed back about Safe Co
Date published: 2014-10-22
Rated 5 out of 5 by from painless experience This is to thank everyone at Safeco involved with my claim for hail damage. From my original phone call to file my claim I was treated very well! The entire claim process was explained and everything happened very quickly! I am greatly satisfied with Safe o'clock service and would highly recommend there company to anyone looking for an outstanding insurance company to cover their needs! Thanks Safeco!
Date published: 2014-10-22
Rated 5 out of 5 by from Outstanding response to claim A tree and the wind came together and knocked a hole in my roof. We discovered it when the ceiling in the bathroom leaked on Sunday. I called on Monday to report the claim. I had a newly repaired quarter roof with all new shingles and boots on standpipes by Friday afternoon, completely paid for with my deductible and the check the adjustor wrote on the spot.
Date published: 2014-10-21
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506