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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

“…I just filed a claim, and it was seamless.”   – Nancina

At Safeco, we value our customers’ opinions, and we feature some of their home insurance reviews below.
Read Home Insurance Reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.
 

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
 
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
 
Read frequently asked questions about insurance for your home.

 

Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
 
Learn why you should choose Safeco home insurance.

How Much Home Insurance Do You Need?

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.

 

Recent Home Insurance Reviews

Derby, KS

Age: 25 to 34

Years a customer: 1 - 5

Size of Household: 3

1

Horrible service. I do not recommend to ANYONE.

This is the worst experience i have every had with a claim

Products: Auto, Home

Do you recommend this product? No

Response from Safeco:

Meeting your expectations during every step of the claims process is very important to Safeco. If you have needs to address at this time, please reach out to your adjuster. Thank you.

Goodrich, MI

Age: 65 or over

Years a customer: 1 - 5

Size of Household: 2

1

Horrible Company

2 weeks after water damage, have not done a thing. Will not return calls

Products: Auto, Home

Do you recommend this product? No

Response from Safeco:

Remaining responsive to your needs, particularly during a claim, is very important to Safeco. Please follow up with your claims adjuster to help keep things moving. Thank you for your review and your business.

Lake Forest Park, WA

Age: 65 or over

Years a customer: 10+

Size of Household: 2

5

Excellent

I would call them any time if needed. We are happy with the service

Products: Auto, Umbrella, Home

Do you recommend this product? Yes

Colorado Springs, CO

Age: 55 to 64

Years a customer: 1 - 5

Size of Household: 2

5

Great Customer Service & Claims Representative!

Our claims representative just finished checking our roof damage from the recent hail storm we had and he explained all the questions I had and offered his answers with a smile - very unusual but we LOVE SAFECO and LIBERTY MUTUAL!!! Great Companies!!!

Products: Auto, Home

Do you recommend this product? Yes

Littleton, CO

Age: 65 or over

Years a customer: Less than 1

Size of Household: 3

5

Top Notch Insurance company and experience

My Experience with the first contact and all contacts have been extremely professional. The overall time from the original call to having a field claims specialist over has been outstanding.

Products: Auto, Home

Do you recommend this product? Yes

Colorado Springs, CO

Age: 55 to 64

Years a customer: 1 - 5

Size of Household: 2

5

Massive Hail Storm

Nicole was great...thanks for the great customer service.

Products: Auto, Home

Do you recommend this product? Yes

Ephrata, PA

Age: 65 or over

Years a customer: Less than 1

Size of Household: 2

4

Over valuation of my house

I cannot get a reasonable explanation as to why my one year old house is valued by Safeco at $388k when talking to my builder it could be replaced for $313. That is a $75k difference???? The rate is still good but it should be better

Products: Auto, Umbrella, Home

Do you recommend this product? Yes

Denver, CO

Age: 45 to 54

Years a customer: 10+

Size of Household: 2

5

Excellent customer service

Claims persons both on the phone and on the site were excellent and treated me as a person. Could not have asked for a better experience.

Products: Auto, Umbrella, Home

Do you recommend this product? Yes

 

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© 2016 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.