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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

“…I just filed a claim, and it was seamless.”   – Nancina

At Safeco, we value our customers’ opinions, and we feature their homeowners insurance reviews below.
Read home insurance reviews

Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

Prevent Identity Theft

Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1569 out of 5 by 459.
Rated 5 out of 5 by from roofing replkacement He was very friendly end give us the good attention we reqired
Date published: 2015-11-21
Rated 5 out of 5 by from Fast Service The representative on the phone was extremely friendly and very helpful.
Date published: 2015-11-16
Rated 5 out of 5 by from Safeco worked to Solve problems We were purchasing insurance for our vacation home. While we have been Safeco customers for many years the location of the new home presented some difficulties, along with the requirements of the lender. Safeco employees worked to address and resolve the issues as they arose, with no delays in our escrow.
Date published: 2015-11-15
Rated 5 out of 5 by from Great Service I called with a quick question and was pleasantly surprised by how easily I was helped.
Date published: 2015-11-10
Rated 5 out of 5 by from pleasent bought a home for rental. got a nice rate and lowered the current home.
Date published: 2015-11-09
Rated 5 out of 5 by from Good service Good service, response and knowledge. I have use them because they team up with AAA and I like this company.
Date published: 2015-11-09
Rated 5 out of 5 by from Excellent Customer Service I've had my homeowners insurance with Safeco for under a month. I called in about a question regarding my payment schedule & they resolved all of my concerns very professionally!
Date published: 2015-11-09
Rated 5 out of 5 by from Quick and Easy I called to switch the name on my policies to my Living Trust and the gentleman took care of it in seconds . I was very satisfied .
Date published: 2015-11-09
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.