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Homeowners Insurance

Stay Warm and Dry. We’ll Help You Make Sure Your Home is Properly Covered.

Whether you’re a new home owner, or have lived in your house for years, we know how important your home is to you. Insurance for your home doesn’t just protect your house and property. Homeowners insurance also protects your belongings, yourself and your guests. You’ve put a lot of hard work into providing a home for yourself and your family. Talk to your local Safeco agent for personal advice on the best combination of home insurance coverage, value and price to protect your hard earned investment.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

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Home Insurance Coverage Options

Get the coverage you need to protect your home and belongings with our customizable homeowners insurance options.

Learn more about home insurance coverage options and features.

Homeowners Claim

Rest easy knowing we’ll be there when you need us. If a tree falls through your roof or the hot water heater leaks, you're not alone. We'll take care of you, 24/7.

Home Insurance Discounts

Discounts are available if your house was built within the last 10 years and if you have a home burglar alarm. Save even more when you insure both your home and your car with us.
Learn how to save with home insurance discounts.

Home Insurance FAQ

Find answers to frequently asked homeowners insurance questions.
Read frequently asked questions about insurance for your home.


Why Choose Safeco Home Insurance

Discover all the reasons why Safeco Insurance is the right choice for you and your home. We make home insurance easy.
Learn why you should choose Safeco home insurance.

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Safeco Package

Do More.®

Knowing your home is insured and well maintained helps you worry less and get more out of life. Learn how to conduct a home inventory, detect water damage and more. Then go have a barbecue. Or host a pool party. And Do More.


Home Insurance Reviews

Home Insurance is rated 4.1628 out of 5 by 301.
Rated 5 out of 5 by from Excellent Service Natasha was very helpful and patient with me when my AC unit was stolen. She listened to me and explained everything perfectly. I couldn't have asked for a better representative.
Date published: 2015-06-27
Rated 5 out of 5 by from Courteous and Prompt Service The Safeco claims representative helping us through our claims process (Destiny Lee) was outstanding! She was always patient, kind, and courteous as she talked us through the claims process...prompt in responding to email and phone inquiries and...certainly helpful in facilitating the expeditious financial remittances for all of our losses! Would I recommend Safeco to other family members and friends - you betcha!!!
Date published: 2015-06-25
Rated 5 out of 5 by from AWESOME/PHENOMENAL SERVICE AND CUSTOMER CARE We are very pleased with the initial customer service from the phone call placed regarding our roof situation, to the professional, pleasant, thorough and caring adjustor who came to our home on a Sunday to perform the assessment to the phone call received by the gentleman who confirmed the assessment and the process we need to follow to get it fixed. All were courteous, easy to understand, very helpful and thorough through every step of the process!!!
Date published: 2015-06-23
Rated 2 out of 5 by from Disappointment The home insurance policy was done and paid for in full. The home is 90% owned by me and 10% owned by my daughter who lives there. Later The company insisted my daughter call them. I drove from CT to Virginia and had her call Safeco. The underwriter, I believe, spent more time looking at his computer screen then listening to her answers. He got her DOB wrong and put an "e" in front of my street address and removed my name from the policy. He also increased the cost due to her credit rating. The original policy was cancelled but the agent would not credit my credit card. Instead I was told they would mail me a check and I again paid for the 2nd policy, thus, tying up over $500. When Igot home I had been sent papers for her to my address and an email for an electronic signature by her which I called and explained would never happen because she's in Virginia and does not have computer access. My efforts to communicate were ignored because I'm not on the policy. I paid postage to forward the papers which instructions for her to call Safeco. I later followed up about that check only to discovered it was never sent. The new representative said he would expedite it. I'm still waiting.
Date published: 2015-06-23
Rated 5 out of 5 by from Great I contacted a representative to update the policies on my online account page and to assist me in paying my premium on line and was very satisfied with the polite, knowledgeable and professional service
Date published: 2015-06-23
Rated 5 out of 5 by from Great smile I am glad that Safco is my insurance company. You are responsible when it comes to price and customer service is very friendly and timely mannered..
Date published: 2015-06-23
Rated 5 out of 5 by from Very helpful I filed a claim an adjuster called the same day to get info and the people were courteous and friendly and helpful every step of the way.
Date published: 2015-06-23
Rated 1 out of 5 by from high price Prices at Safeco have skyrocketed over the last couple of years. Had a 20% increase in one year with no claims. Same problem with car insurance. Had someone hit me with safeco and had to go out of my way to get it fixed. And I was a client of theirs. Bye Bye Safeco.
Date published: 2015-06-15
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.