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Condo Insurance

It’s Like Homeowners Insurance. Only Different.

Your condo association probably insures your building and the common areas. But protecting against damage inside your unit, or covering the loss of your computer, TV, furniture and area rugs is usually your responsibility. And what happens if you or your guest gets injured? That’s where condominium insurance from Safeco comes in. Talk to your local Safeco agent for personal advice about condominium coverage that is right for you. We’ll help to make sure you’re properly covered.

Condo Insurance Coverage Options

Design your condominium insurance. Get the coverage you need to protect yourself, your condo unit and your belongings with our flexible options for condominium insurance.

Learn more about Safeco condo insurance coverage and features.

Condo Claims

Rest easy knowing we’ll be there when you need us. If your flat-screen TV is stolen while you’re on vacation or the dishwasher leaks across the kitchen floor, you’re not alone. We’ll take care of you, 24/7.
Learn how to file a claim.

Condo Insurance Discounts

Discounts are available if you have a burglar alarm or a fire sprinkler system and if you live in close proximity to a fire station. Save even more when you insure both your condo and your car with us or carry more than one Safeco policy.

Lower your rate with condo insurance discounts and savings.


Do More.®

Learn about some simple things you can do to help protect and take care of your condo. Allow yourself time to get more out of life. Play a round of golf. Sign up for tennis lessons. Worry less. We’ve got you covered. 

Do more

Condo Insurance FAQ

Find answers to frequently asked questions about Safeco condominium insurance.
Read frequently asked questions about insurance for condos.


Why Choose Safeco Condo Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make condominium insurance easy.
Learn why you should choose Safeco condo insurance.

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Condo Insurance Reviews

Condo Insurance is rated 4.0 out of 5 by 9.
Rated 5 out of 5 by from Great Service Nice guy very friendly. Too the time to explain everything.
Date published: 2015-03-26
Rated 5 out of 5 by from Insurance made easy! My Safeco agent made the whole process easy, painless, and low pressure. He answered all my questions patiently so that I understood all aspects of the insurance. He did not try to pressure me into greater coverage that I needed. All in all it was a pleasant experience and the agent was a nice guy.
Date published: 2015-03-18
Rated 5 out of 5 by from Great Service !!! Excellent service and made it easy for me in my situation.
Date published: 2015-03-04
Rated 5 out of 5 by from Excellent Service I recently called Safeco to update my Condo Insurance.The phone rep arranged to email a copy to me and offered to fax a copy to my mortgage broker. When the fax number failed to work the Safeco rep called to let me know so that I could make an alternate plan. This gesture was above and beyond and saved valuable time during my refinance process.
Date published: 2015-03-03
Rated 5 out of 5 by from Received excellent service on claim I have been a customer for over 12 years on my condo and previous several years on a previous home. In that time I had to file two claims. Both were handled quickly and professionally without causing me additional stress. I am thankful that both times the staff were receptive, pleasant and kept me informed of what to expect and I could not be happier.
Date published: 2014-11-12
Rated 3 out of 5 by from Coverage Adjuster needed additional training !!! Claim representative provided erroneous statements as to fact of my Policy !!!
Date published: 2014-10-14
Rated 1 out of 5 by from Many problems with claim. I had a complete loss of my condo due to water line break. I then discovered that I did not have sufficient coverage to pay for a total replacement, from the studs in. My agent was not able to advise me on coverage limits for a total loss.
Date published: 2014-09-04
Rated 2 out of 5 by from No Follow up with ANY OF MY QUESTIONS!! I bought my condo in June of 2013. My condo was flooded in January of 2014. The Condo Association admitted that it was their fault that a common use pipe was clogged and caused the damage but I am responsible for the damage. The Claims adjuster was polite and courteous when I met him. It stopped shortly after. I believe I talked with him once after the first contact. I came home to see all my belongings packed up in boxes floor to ceiling. Not being able to get to my sofa or watch TV. This is how I was suppose to live for the next 6 months. My adjuster said I could get a hotel room for the night and he will have my things moved off site. For the next 6 months I lived on a concrete slab and walls the were torn out 1 foot up from the concrete slab. A flood line as I was told. This all happened in winter so here I am walking on ice cold concrete. I had to throw cardboard boxes on the floor so my feet wouldn't get numb. I called many times left multiple e mails with no response. I did get one call from someone trying to explain 1 of the questions I asked. Follow up by this company is non existent. I work in hotels and know something about customer service! If it wasn't for the hassle of finding a new insurance company having a claim on my record I would switch.
Date published: 2014-09-02
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.