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Classic Car Insurance Features and Coverage Options

Your Vintage Car Is a Beauty. Make Sure She’s Well Protected in Her Golden Years.

We know that classic cars come in all shapes and sizes and each one deserves special protection. We also know not all collector cars are used the same. You may drive your classic car regularly or only take her out of the garage for shows and special occasions. Your local Safeco agent can help you select an appropriate policy based on how many miles you drive, the age of your car, and any custom modifications.

What Makes Us Different

Included With Every Policy

Every Safeco classic car policy includes coverage to help you keep your collectible car covered long into its golden years.

Agreed Value

Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy. All you pay is the deductible.

Go Ahead and Drive

Safeco allows you to drive your classic car on more than just weekends and holidays. Go ahead and drive up to 10,000 miles per year with our regular use option. Or choose our limited use option if you drive your classic less than 5000 miles per year. You can even mix your daily use cars with your collector cars on the same policy and still get all of the Safeco classic car insurance coverage. You can also split them up as individual policies. It's your choice.

The More the Merrier

We’ll insure your entire classic car collection, whether you’re a collector of just one or three or even 100.

Popular Coverage Options

Custom Build Your Classic Car Policy From Our Many Coverage Options

Our popular coverage options vary from state to state. Ask your local Safeco agent for personal advice about classic car insurance coverage options available where you live.

Roadside Assistance

Classic car Roadside Assistance covers towing to the nearest qualified repair shop and other basic emergency services like changing a flat and delivery of fuel, oil or other essential fluids. Flatbed tow trucks are available upon request. We’ll help get you back on the road quickly if you break down.

Emergency Assistance

Includes all the benefits of Roadside Assistance plus coverage for expenses like taxi fare, lodging, and protection for personal belongings including tools and spare parts left or stored in your car.

Diminishing Deductible

Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of $500 or for five years.

Personal Property Coverage

Covers damage or theft of some personal belongings from your car, including your tools.

Pet Coverage

We'll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.

Standard Coverage Options

Safeco classic car insurance offers all the same basic coverage options as regular auto insurance, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Injury Protection (PIP) and Medical Payments (MedPay)
  • Uninsured and Underinsured Motorist (UM/UIM)
  • Comprehensive
  • Collision

Your local Safeco agent can offer personal advice about product availability in your area and how much coverage is right for you.


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© 2017 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.