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Classic Car Insurance Discounts and Savings

With an average cost of less than a dollar a day, Safeco classic car insurance is surprisingly affordable. Talk to your local Safeco agent about ways to save on your classic car insurance.

Take an Accident Prevention Course

If you're a collector who successfully completes an approved accident prevention course, we'll give you a discount that lasts for three years. Most states require drivers to be 55 years or older to qualify.

Deter Thieves
Anti-Theft Devices

Qualify for a discount when your classic car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.

Just on Weekends and Holidays

You can drive your classic any time you want. But when you drive less than 5,000 miles a year, you’ll qualify for limited use rates. You probably have another daily use car, but like to drive your collector car on weekend tours, leisurely fall trips, and to special events.

More Than One Car

Get a discount when you insure your classic car and a regular auto with us.

More Than One Policy

Qualify for a multi-policy discount when you also insure your motorcycle, home, boat or RV with us.

More Ways to Lower the Cost of Your Classic Car Insurance


Winter Storage

Significantly lower your rate when you reduce your coverage to just comprehensive during the winter months that your classic car is not driven and cozily stored in a safe garage. When cruising season begins again, call your local Safeco agent to reinstate your liability and any other coverage on your policy.

Choose a Higher Deductible

Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket when you file a claim.

Ask your local Safeco agent how affordable it is to insure your classic car with Safeco insurance.

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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506