Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements.
Federal regulations require that most watercraft be registered and have an identification number. A validation sticker and registration number must be displayed on the craft. The U.S. Coast Guard enforces the federal laws, rules and operating procedures.
State regulations vary, but may require the operator to be of a minimum age (usually 14 to 16 years old), complete a safe boating course and/or obtain an operator's certificate. States and local jurisdictions may also regulate speed limits, hours and areas of operation. Click on a state below for more details.
|Delaware*||Louisiana||New Hampshire||South Carolina|
|District of Columbia*||Maine*||New Jersey*||South Dakota|
*Please note: Safeco does not currently write watercraft insurance policies for boats primarily stored/moored in Delaware, District of Columbia, Hawaii, Maine, New Jersey or Rhode Island.