Boat Insurance Discounts and Savings

Spend More Money on Water Fun, Less on Insurance

Insuring your boat costs much less than you may think. In fact, the average boat costs about a dollar a day to insure. Talk to your local Safeco agent about how to lower your boat insurance rate with our many watercraft savings and discounts.

Be a Safe Boater

Save up to 15% when you complete a boating safety course. Find a class through the Coast Guard Auxiliary or U.S. Power Squadron.

Save up to 5% when you complete a National Association of State Boating Law Administrators (NASBLA)-approved state administered course. Some states require young boaters (usually age 16 or younger) to complete an approved safety course before operating a boat.

She’s a Diesel

Save up to 10% when your boat is powered by an inboard diesel engine.

More Than One Policy

Qualify for a discount when you also carry an auto, motorcycle, home, condo, renters or RV policy with Safeco.

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Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.