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Boat/Watercraft Insurance

Insure Your Boat or Personal Watercraft Without Getting Soaked

It’s almost the weekend and you’re ready to get out on the water. With local Safeco agents in most of America’s boating capitals, we understand the lure of relaxing on the water, whether it’s a lake, river or the ocean. We know the ins and outs of insuring your bass or fishing boat, your cabin cruiser, ski boat, sailboat or pontoon. We’ll also insure your Jet Ski®, WaveRunner® or other personal watercraft. Get comprehensive coverage that protects you, your friends and family, your boat, your PWC and your gear for an entire year. With Safeco, not only is your watercraft covered in the water, but it’s covered on land too.

Features & Coverage Options

Choose a basic watercraft policy or add fully-loaded coverage with the Safeco Captain’s Package. Be protected on the water and on land, with agreed value coverage for you, your passengers and your boat or PWC.
 
Learn more about  features and coverage.

Claims

It's smooth sailing from here. If your hull is damaged by a submerged log, or if your boat is broken into and your gear is stolen, we’ll help you get back on the water. Customer service representatives specializing in boat and personal watercraft claims are available to assist you around the clock, every day of the week. We’ll be there for you, 24/7.

Learn more about claims.

Discounts & Savings

Discounts are available for taking a boating safety course, having a diesel engine, and having more than one Safeco insurance policy. Our discounts will help you save money for those nifty gadgets and gear you saw at the boat show. Learn how to pay less for boat insurance.
 
Learn more about discounts and savings
 
 

Do More.®

Make your time on the water a safer and more enjoyable experience. Learn about personal watercraft safety, where to get a fishing license, and how to maintain or winterize your boat. Enjoy the fair winds. We’ve got you covered.
 

Boat Insurance FAQ

Find answers to frequently asked questions about Safeco boat and personal watercraft insurance.
 
Learn more about  frequently asked questions.

Why Boat With Us?

Discover all the reasons why Safeco Insurance is the right choice for you. We make boat insurance easy so you can enjoy the water.
 
Learn why you should  choose Safeco boat insurance.

Safe Boating Pays!  

Protect the things that matter.  

Reel in extra coverage.  

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© 2013 Liberty Mutual Insurance

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, 1001 4th Ave, Seattle, WA 98154. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.