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Auto Insurance

Your Car Is Loaded with Options. Make Sure Your Car Insurance Policy Is Too.

For more than 85 years, Safeco has delivered new and better ways to protect cars and drivers with auto insurance. If you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between, your local Safeco agent can provide personalized car insurance quotes that are right for you. If trouble comes along, we’ll make sure you’re taken care of every step of the way.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read auto insurance reviews

Auto Insurance Coverage Options

Build your own car insurance policy with the help of your local Safeco agent and get the best combination of coverage, value and price. Choose a basic policy or add fully loaded coverage. We’ll have you out on the road in no time.

Learn more about our auto insurance coverage options and features.


Car Insurance Claims

Fender bender? Stolen car? Cracked windshield? Call us. We’re here to help, 24/7.


Learn how to file an auto claim.

Auto Insurance Discounts

Switch to Safeco and you could save on your car insurance bill. Everything from the make, model and safety features of your car to your driving record and annual mileage affect how much you pay for car insurance.
Learn how to save with car insurance discounts.


Car Insurance
Rates by State

When you need help finding the best auto insurance rates in your state, you need someone who lives where you do and understands the kind of coverage required. Your local Safeco agent is that someone. Locate an agent and get your free car quote today.

Car Insurance Quotes

Just like vehicles themselves, car insurance quotes are not one size fits all. That’s why it’s nice to have a local Safeco agent to tailor your car insurance quotes to your needs. We make car insurance easy so you can enjoy the ride.
Learn other reasons why you should choose Safeco auto insurance.

Multiple car discount.

Drive less and get a discount

Roadside assistance. Get help when you need it.

Auto Insurance Reviews

Auto Insurance is rated 4.2885 out of 5 by 156.
Rated 5 out of 5 by from Vacation low point made okay. I backed into a pole in a parking lot behind a car wash. There were circumstances where even though I was totally at fault that made this the definition of 'an accident'. As soon as I gathered my thoughts, I immediately called Safeco and the agent there was totally professional and extremely courteous. The entire process, now completed, was made easy and precise. I was on vacation and it certianly was bad enough to ruin it [the vacation] but the folks at Safeco (as usual) made it 'okay'. I have had claims in the past when they had my homeowners insurance and a hurricane did some damage and that too was handled professionally and without pain. Thanks to the folks at Safeco for understanding. Since then, I have reviewed my policies, and will be adding more coverage for my other 'things'
Date published: 2014-11-13
Rated 5 out of 5 by from fast, friendly, easy to work with had accident 2 months ago, made a phone call to Safeco, they approved repair site, got a rental car for us in less than 24 hours, service completed to my car in 3 weeks, Car looks like brand new. so happy
Date published: 2014-11-13
Rated 5 out of 5 by from Great service My experience with Safeco has always been very good they are professional and kind and very helpful and they settle as quickly as possible. When I had hail damage they came to my house instead of me going to them which was very helpful. They also have offered me the very best plan with the lowest prices.
Date published: 2014-11-12
Rated 5 out of 5 by from seamless claim This is the first time in all the years of driving to make a claim. Of course you hear all the horror stories. I have to say this was as easy as it could have been. Talked to a person on the initial call who took my information and told me a claim rep would be in touch. Within a few hours that call came. The rep was very polite, took my statement and without hesitation told me to go get my vehicle fixed. She then supplied me with repair facilities in my area that they recommend. I used Maze Auto Body in Wentzville. They did a beautiful job. This whole process was very seamless. Everyone seemed to be in my corner and when things are as they are after an accident, that can't be a time for your insurance company to start problems. Safeco came through in a big way.
Date published: 2014-11-12
Rated 5 out of 5 by from Why get anyone else? I was hit by a school bus on a Tuesday. It was their fault. Called Safeco on Wednesday. Safeco adjusters called me, came out and had a check for me on Friday. It is now the following Tuesday. The insurance company for the bus company refuses to call me. Their driver was ticketed and they won't call me? Thanks Safeco!
Date published: 2014-11-11
Rated 5 out of 5 by from Great service I had just changed insurance company was worried when I had to file a claim but this was the very happy with there service and how fast they handled it!
Date published: 2014-11-11
Rated 5 out of 5 by from Prompt hassle-free service. My new automobile was dinged during an accident that damaged my residential property; Safeco promptly authorized repairs and the car was good as new within a couple of days!
Date published: 2014-11-10
Rated 5 out of 5 by from Awesome service I have had Safeco Auto coverage a few years now. Best price and great service. I had a recent claim and actually talked to a real person and was treated like family.
Date published: 2014-11-08
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.