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Auto Insurance

Your Car Is Loaded with Options. Make Sure Your Car Insurance Policy Is Too.

For more than 85 years, Safeco has delivered new and better ways to protect cars and drivers with auto insurance. If you drive a sedan, hybrid, minivan, station wagon, SUV, pickup truck or anything in between, your local Safeco agent can provide personalized car insurance quotes that are right for you. If trouble comes along, we’ll make sure you’re taken care of every step of the way.

Customer Reviews

At Safeco we value our customers’ opinions. Read reviews of Safeco auto insurance by customers like you.
“…I just filed a claim, and it was seamless.”
    – Nancina

Read auto insurance reviews

Auto Insurance Coverage Options

Build your own car insurance policy with the help of your local Safeco agent and get the best combination of coverage, value and price. Choose a basic policy or add fully loaded coverage. We’ll have you out on the road in no time.

Learn more about our auto insurance coverage options and features.

 

Car Insurance Claims

Fender bender? Stolen car? Cracked windshield? Call us. We’re here to help, 24/7.

800-332-3226

Learn how to file an auto claim.
 

Auto Insurance Discounts

Switch to Safeco and you could save on your car insurance bill. Everything from the make, model and safety features of your car to your driving record and annual mileage affect how much you pay for car insurance.
 
Learn how to save with car insurance discounts.

 

Car Insurance
Rates by State

When you need help finding the best auto insurance rates in your state, you need someone who lives where you do and understands the kind of coverage required. Your local Safeco agent is that someone. Locate an agent and get your free car quote today.
 

Car Insurance Quotes

Just like vehicles themselves, car insurance quotes are not one size fits all. That’s why it’s nice to have a local Safeco agent to tailor your car insurance quotes to your needs. We make car insurance easy so you can enjoy the ride.
 
Learn other reasons why you should choose Safeco auto insurance.

Multiple car discount.

Drive less and get a discount

Roadside assistance. Get help when you need it.

Auto Insurance Reviews

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Auto Insurance is rated 4.2279 out of 5 by 136.
Rated 2 out of 5 by from Poor Communicaton Throughout the Claims Process My wife's car was recently totaled in a rear end accident. Safeco assigned several different people to work on our claim, and no single person could provide all the answers. We went days between calls from them, and each one could not answer questions about what was to happen next. We were always told to wait till the next person called, and they would answer our questions. We even had an adjuster come to our house looking for the vehicle when we had told the previous contact that it had been left at the body shop because it wasn't safe to drive. We bought Safeco insurance because it was much less expensive than our previous brand of insurance, but the other brand provided much better customer service. Still, considering how rarely I hope to be filing claims, I would have to begrudgingly say that Safeco is a better value for the dollar. But if I ever have to file another claim, and have to go through the same aggravation again, I might consider switching back.
Date published: 2014-10-24
Rated 5 out of 5 by from Amazing agents!! I've been with Safeco for about five years now, and have been so very satisfied with their customer service and support. They are an amazing company!
Date published: 2014-10-22
Rated 2 out of 5 by from Useless middle person After submitting a claim, the person finding a tow truck for me did terrible. 3 hrs wait!!
Date published: 2014-10-21
Rated 1 out of 5 by from Poor customer service This claim was from an object flying up off the road surface and striking the car. Claims said it was a collision, not comprehensive. I strongly disagree
Date published: 2014-10-21
Rated 5 out of 5 by from Service after claim was amazing! Safeco has been our auto insurance for a couple years. No bells and whistles for this company, just great all around service. After my vehicle rolled, I was blown away by how soon Safeco responded when I called my local office. The staff were all so very friendly and professional. Phone calls and emails were clear and the claim processed quickly. We won't hesitate to recommend Safeco to friends and family!
Date published: 2014-10-17
Rated 5 out of 5 by from Awesome to know Safeco has my back!! Safeco is very reasonably priced and I was very impressed by the claim process. I was with my last ins company for 20 years (I know). Safeco is one of the best moves I have made everyone should get a quote if they are not already a memeber.
Date published: 2014-10-16
Rated 5 out of 5 by from excellent service - from start to finish! After learning the other person didn't have insurance after hitting my parked vehicle, Safeco quickly took the information and started the process for me. I didn't even have time to call the recommended collision company - they called ME! They set up my rental vehicle and expedited my repairs as they knew I had an upcoming vacation. All was completed on time as promised. Pleased with every step including when the agent followed up with me as I was extremely upset over the circumstances of the event.
Date published: 2014-10-15
Rated 5 out of 5 by from Great claims response I got into a fender bender and they made it simple I got my estimate and my rental car reservation the next day and they sent the check within a week very simple no fuss
Date published: 2014-10-14
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© 2014 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. 36 USC 220506