rv insurance coverage and feature options

Coverage for your home on wheels.

recreational vehicle protected by insurance
Safeco RV Insurance coverage provides essential protection for your recreational vehicle. We also give you the option to enhance your protection by choosing additional coverage options. You’ll enjoy the journey and the adventure even more when you’re less worried about you and your family’s safety, your belongings and your investment. Your local independent agent can offer personal advice about product availability in your area and how much coverage is right for you.

Enjoy a generous recreational vehicle usage season with personal use of up to 150 days a year. That’s about five months of camping, exploring, and cruising down the open road. And while your RV is in storage during the off season, you can save money by reducing your coverage.
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Popular Coverage Options
Our many RV insurance coverage options vary from state to state. Talk to your local independent agent to custom build your policy with the best combination of coverage, value, and price with personal advice on which coverage options are right for you.

+Roadside Assistance-Roadside AssistanceRoadside Assistance
Covers you for assistance after a breakdown including changing a flat tire, delivering essential fluids, towing and help from a locksmith if you lock your keys in your RV.
+Emergency Assistance-Emergency AssistanceEmergency Assistance
Includes all the features of Roadside Assistance plus adds coverage for personal property, temporary living expenses and transportation costs if your RV becomes uninhabitable.
+Audio-Visual and Custom Equipment-Audio-Visual and Custom EquipmentAudio-Visual and Custom Equipment
Protects your audio, visual, and custom equipment that was not installed at the factory or dealership. Audio-visual systems and equipment, like a stereo, DVD player or a flat-screen TV must be permanently installed. Custom equipment includes any part that modifies the appearance or performance of your RV, like an awning, a modified or custom engine, exterior tool boxes, special carpeting, custom wheels, and decorative decals.
+Loan or Lease Protection-Loan or Lease ProtectionLoan or Lease Protection
Covers the difference between how much is left on your loan or lease and how much your RV is actually worth if it’s declared a total loss.
+Diminishing Deductible-Diminishing DeductibleDiminishing Deductible
Remain claim-free and we’ll reduce your collision deductible by $100 with each annual policy renewal, for up to a maximum of five years or $500.
+Personal Property Coverage-Personal Property CoveragePersonal Property Coverage
Covers damage or theft of some personal belongings while in your RV.
+Electronic Lock and Key Replacement-Electronic Lock and Key ReplacementElectronic Lock and Key Replacement
We’ll replace your stolen electronic keys and remote-control pads and locks at no extra charge, with no deductible applied.
+Pet Coverage-Pet CoveragePet Coverage
We'll help pay for veterinary expenses or death benefit if your cat or dog is injured or dies in a collision.
Essential Coverage Options
Safeco RV Insurance offers all the same basic coverage options as regular Auto Insurance, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Injury Protection (PIP) and Medical Payments (Med Pay)
  • Uninsured and Underinsured Motorist (UM/UIM)
  • Comprehensive
  • Collision

Find a Local Independent Agent
A local independent Safeco agent can help you discover the RV Insurance coverage you need to fit your unique situation.