Motorcycle Insurance Discounts & Savings Options
Since you’re a safe and responsible rider, you have many ways to reduce the cost of motorcycle insurance. Talk with your local independent agent about how you could save nearly 4%0 on your premiums by doing the following:
You'll get a discount that lasts three years when you complete a course from the Motorcycle Safety Foundation
or other approved organization.
Safeco will reward you with a discount for maintaining active membership in one of 24 approved riding clubs across the U.S.
Experienced motorcyclists are safer riders. And the longer you ride without a claim, the lower your premiums. Bonus! We’ll even automatically adjust your policy for age and riding experience each year at renewal time to make sure you have the lowest possible premiums. So you can keep doing what you love, knowing you’re getting great coverage and outstanding value.
You get a discount for storing your bike in a locked garage or other secure location.
You can save big on motorcycle insurance if you own your own home, townhouse, condominium, or mobile home.
Having features such as a theft recovery device or anti-lock brakes on your motorcycle helps lower your rates.
Receive a quote one or more days ahead of the policy effective date and automatically receive a discount. You’ll receive the biggest discount if you shop eight or more days in advance.