homeowners insurance discounts and savings

Get premium insurance without a high premium.

woman discusses home insurance discount options
Homeowners Insurance from Safeco is a real value. Discounts are available if you have a burglar alarm or a fire sprinkler system installed in your home, and you may also qualify for a lower rate if you live in close proximity to a fire station. Your local independent agent can help identify the discounts and savings for which you qualify.
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Get a Package Deal
Save up to 15 percent when you combine your homeowners and auto policies as a Safeco Package.

Multiple Policy Discount

Save even more with a multiple policy discount when you also add coverage for your motorcycle, boat, or RV.

Less Than 10 Years Old

Qualify for a newer home discount when your house is less than 10 years old.

Choose a Higher Deductible
A higher deductible will lower how much you pay for your home insurance premium by shifting part of the loss payment to you. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a loss out of your own pocket. A higher deductible will lower your home insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.

Pay Your Bill in Full
If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run. Talk to your local independent agent about additional ways to save that could help reduce how much you pay for homeowners insurance.

Find a Local Independent Agent
A local independent Safeco agent can help you discover Homeowners Insurance discounts that fit your unique situation.