valuable articles coverage

Additional protection for your most important possessions
By adding Valuable Articles Coverage to your current homeowners policy, you'll get the special protection you need for your most valuable things. From cherished jewelry to vital medical devices, this coverage protects your most important possessions in the event of damage, loss, or theft.

Two options for coverage

Grouped coverage
No itemizing necessary, just extra protection
  • Broad protection — Get blanket coverage for a variety of risks without having to itemize each of the items you want to protect
  • No proof of ownership or appraisals — You can easily add or remove items from your policy without proof of ownership or appraisals
  • High limit, low deductible — High coverage limits are available, subject to a maximum per item limit of $5,000 ($10,000 for Safeco Premier policyholders), and a low deductible of $500 applies per loss
Itemized coverage
The ultimate custom coverage for your prized possessions
  • Enhanced protection — This option allows you to get specific coverage based on the individual value of each of the items listed on your policy
  • Agreed value and no deductible — With no deductible and an agreed-upon value basis for each fine art and jewelry item, making and settling a claim is straightforward and simple
  • Protection for various items — Many different types of items can be covered on your policy, including stamp and coin collections, musical instruments, hearing aids, cell phones, and more
Some items you'll want to protect

Art and antiques
Clothing and furs
Collectibles
Electronics (cellphones, tablets, computers, cameras)
Farming equipment
High-end accessories (handbags, footwear)
Jewelry
Loose precious/ semi-precious stones
Medical devices (c-pap machines, prosthetics, hearing aids, scooters)
Musical instruments
Silverware
Signed memorabilia
Sports equipment (golf clubs, skis, surf boards, canoes, bicycles)
Wine

Find a Local Independent Agent
A local independent Safeco agent can help you discover the Homeowners Insurance coverage you need to fit your unique situation.