Teen Safety Rewards™

Safety, savings, and peace of mind for families with teen drivers.

father hands car keys to daughter
We know it's a challenging time when your teen starts driving. That’s why we're here to help you and your family get through it with a collection of tools, benefits, and discounts3 to help your child become a safer driver and to help you manage the cost of adding them to your policy. Talk to your local independent agent for more information about Teen Safety Rewards.
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Learn more about the risks young drivers face to help establish safe driving habits with your teen
Safeco’s Teen Safety Rewards include:

Good Student Discount
Applies when your teen maintains a grade point average of 3.0 (B) or better, makes the honor roll, or is in the top 20 percent of their class.

Driver Training Discount
Available when your teen has completed an approved driver education program.

Distant Student Discount
Available when your teen is in school more than 100 miles away from home without a car.

Newly Independent Discount
Available when a driver listed on an existing Safeco policy purchases their own Safeco policy. An ideal way for new college grads to save when they move off of their parents' policy.

New Teen Reward
If you've been a Safeco customer for more than one year, you could save up to 27% when adding a new teen to your policy.

Tenure Reward
Available in states without the New Teen Reward, if you've been a Safeco customer for more than two years, you'll qualify for a discount at your next policy renewal if you add a teen driver or already have a teen driver on your policy.

Help your teen to be a safer driver with the help of Teen Safety Rewards™ tips and guidance, including:

Safeco RightTrack®
Enroll your teen in Safeco's RightTrack® program to monitor and receive feedback on driving behavior including mileage, acceleration, braking and nighttime driving. Not only is it an excellent tool to coach your new driver to be safe on the road, but you could also save up to 30% on your auto insurance premium.

Aceable Online Drivers Ed
Safeco is excited to be working with Aceable, a fully online drivers education platform offering state-approved drivers ed courses, to help teens learn the skills they need to become safe drivers. Save 30% at checkout with SAFECO30 already in cart!4

Road Ahead Guide
Tips about learning to drive, obtaining a license, driving in variable weather conditions, what to do in an accident, and more.

Parent-Teen Contract
Use the Safeco Parent Teen Contract to set clear expectations, rules and responsibilities before your teen gets behind the wheel.

Find a Local Independent Agent
A local independent Safeco agent can help you discover the right car insurance discounts for your unique situation.
1Centers for Disease Control and Prevention
2Insurance Institute for Highway Safety
3Discounts not available in all states. Talk to a local Safeco agent to learn more about product availability in your area and how much coverage is right for you.
4Aceable products are available only in CA, FL, GA, IL, NV, OH, OK, PA, and TX. You need not be a Safeco policyholder in order to be eligible for this offer. This page contains third-party links. Upon clicking these links, you will be re-directed from Safeco's Privacy Policy. Safeco does not provide, and is not responsible for, the products and content available on their website.