hail damage claims
We’ll be there when you need us after the hail falls.
Or call us at 1-800-332-3226
24 hours a day, 7 days a week
Your property insurance policy typically covers the cost to repair common hail damage to your roof, siding and personal belongings. You may have a higher deductible for wind and hail damage on your primary property policy than you do for other types of claims. Check your policy to see what’s covered and the deductible you’ve chosen. Your can go over your policy details with you.
- Watch out for broken glass, sharp objects and exposed electrical wires.
- Wear proper shoes and gloves.
- Don’t use rain-soaked electrical equipment.
- Watch out for downed trees, power lines, and debris.
- When it’s safe to do so, call us as soon as you can at 1-800-332-3226.
- Be prepared to provide at least a general description of your hail damage.
- Take photographs and videos of the hail damage if you can. It’s a great way to help us understand what happened and expedite the claims process.
A hailstorm may be accompanied by heavy rain and wind. The longer your home is exposed to water, the more damage you’ll see to your roof, ceiling, walls and floors, as well as any personal belongings you have inside.
Hail Damage to Your House
- Clean up any broken glass and remove debris.
- Board up broken windows and doors.
- Cover roof damage with tarps or plywood.
- Move any wet items to a dry location.
- If possible, place any damaged items in a safe, secure area where they can be inspected later.
- Save all receipts from any temporary repairs.
- Cover any broken car windows with tarps or plastic sheeting.
- Move any wet items to a dry place.
- If possible, place any damaged items in a safe, secure area where they can be inspected at a later time.
Please wait until a claims adjustor assesses the hail damage to your home before starting permanent repairs. We encourage you, however, to schedule permanent repairs as soon as possible. Find a local, licensed, bonded, and insured contractor through our free .
Get Your Car Fixed
- For hail damage to the body or your car, see .
- For hail damage to your windshield or other car windows, see .
Safeco will replace damaged items and materials with the same type and quality of materials you had before the hailstorm. For example, if you had a fiberglass roof, we will pay to repair or replace the damaged area with fiberglass, but we won’t pay to replace it with more expensive slate tile. If you decide to upgrade your house with better or more expensive materials, you’re welcome to do so, but you’ll need to pay the additional expense out of your own pocket.
Any time you make improvements to your property, be sure to talk to your to find out if your coverage is still enough, and if you’re eligible for any discounts.