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Umbrella Insurance

More Protection and Peace of Mind at an Affordable Price

You’ve got a nice home, two cars and steady jobs. Life is good. That’s why you need umbrella insurance from Safeco. For most families, it’s an essential level of insurance that goes beyond what your home and auto policies cover. An umbrella policy can provide an additional layer of protection, giving you broader coverage if you’re sued and peace of mind knowing you’re protected.

Umbrella Insurance Coverage Options

A Safeco umbrella policy protects you and your family anywhere in the world. Umbrella insurance is available in $1 million increments up to $5 million.

Learn more about umbrella insurance coverage.


File a Claim

A Safeco claims representative can be reached 24 hours and day, seven days a week.

Learn how to  file a claim.


Umbrella Insurance Discounts

Umbrella insurance is surprisingly affordable. For less than a dollar a day, you can gain this extended liability coverage to protect yourself and your family. A discount is available in most states if you also have Safeco homeowners insurance.

Learn how to save with umbrella insurance discounts.


Do More.®

Worry less knowing you have the extra protection of umbrella insurance. Allow yourself time to get more out of life. We’ve got you covered.

From the Safeco Blog
Do You Need Umbrella Insurance?


Umbrella Insurance FAQ

Get answers to your questions about umbrella insurance.

Read frequently asked questions about umbrella insurance.


Why Choose Safeco Umbrella Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make insurance easy.

Learn why you should choose Safeco umbrella insurance.


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Prevent Identity Theft

Umbrella Insurance - Additional Protection for More Peace of Mind 

Umbrella Insurance Reviews

Umbrella Insurance is rated 4.1818 out of 5 by 44.
Rated 5 out of 5 by from Easy addition and policy change smooth transition and good info made this transaction a breeze...really!
Date published: 2015-09-25
Rated 5 out of 5 by from friendly I like the way I was talk to and helped on the phone, Safeco always solved the problem in a friendly way.
Date published: 2015-09-17
Rated 4 out of 5 by from Alaska USA I went into their office 4 times to get a policy and gave them my information and they never came back to me. I called your office and your own person wrote it for me. The person that wrights my auto insurance has been a great help.
Date published: 2015-09-03
Rated 4 out of 5 by from Great for this purchase but auto billing issues The agent was friendly and suggested an umbrella policy. Since we just sold our home and are moving to Mexico this sounded like a good idea and it covers us any place in the world. Thank you for helping us protect our assets
Date published: 2015-08-24
Rated 5 out of 5 by from Customer Evaluation Overall the coverage as it stands with Safeco is quite good in my opinion....I like what I see!
Date published: 2015-08-24
Rated 2 out of 5 by from Doiuble payment I tried to make an online payment but it got confusing. I called and the rep took the payment. Now my credit card statement shows two payments.
Date published: 2015-08-24
Rated 3 out of 5 by from Average Service The new twam is not really aware of what I was asking for and didnt ask questions. I have aolicy which i dont think makes sense or is clear unfortunately.
Date published: 2015-08-05
Rated 5 out of 5 by from Very good relationship phone & written communications with Safeco have been excellent, however wonder about the need of local, no communications with them since signing on with Safeco 4 years ago. Only hope % of my premium is not allocated to local ins. agency. Perhaps someone can explain their function to me.
Date published: 2015-08-05
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.