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Umbrella Insurance

More Protection and Peace of Mind at an Affordable Price

You’ve got a nice home, two cars and steady jobs. Life is good. That’s why you need umbrella insurance from Safeco. For most families, it’s an essential level of insurance that goes beyond what your home and auto policies cover. An umbrella policy can provide an additional layer of protection, giving you broader coverage if you’re sued and peace of mind knowing you’re protected.

Umbrella Insurance Coverage Options

A Safeco umbrella policy protects you and your family anywhere in the world. Umbrella insurance is available in $1 million increments up to $5 million.

Learn more about umbrella insurance coverage.


File a Claim

A Safeco claims representative can be reached 24 hours and day, seven days a week.

Learn how to  file a claim.


Umbrella Insurance Discounts

Umbrella insurance is surprisingly affordable. For less than a dollar a day, you can gain this extended liability coverage to protect yourself and your family. A discount is available in most states if you also have Safeco homeowners insurance.

Learn how to save with umbrella insurance discounts.


Do More.®

Worry less knowing you have the extra protection of umbrella insurance. Allow yourself time to get more out of life. We’ve got you covered.

From the Safeco Blog
Do You Need Umbrella Insurance?


Umbrella Insurance FAQ

Get answers to your questions about umbrella insurance.

Read frequently asked questions about umbrella insurance.


Why Choose Safeco Umbrella Insurance

Discover all the reasons why Safeco Insurance is the right choice for you. We make insurance easy.

Learn why you should choose Safeco umbrella insurance.


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Prevent Identity Theft

Umbrella Insurance - Additional Protection for More Peace of Mind 

Umbrella Insurance Reviews

Umbrella Insurance is rated 4.2333 out of 5 by 30.
Rated 5 out of 5 by from Great Service They were very friendly and knowledgeable. It was a pleasure working with them.
Date published: 2015-06-24
Rated 5 out of 5 by from Great service Great and fast service and sale person was very knowledgeable
Date published: 2015-06-19
Rated 5 out of 5 by from Securing an umbrella policy for a service dog I needed an umbrella policy to cover my service dog's potential liability at work. The customer service representative was helpful and understood my need immediately.
Date published: 2015-06-19
Rated 2 out of 5 by from lack of clarification I was in the process of purchasing a 1.5 mil dollar policy, when I received 2 letters in the mail, first being move fast or rates will increase(pressure tactic) I did not like. letter 2 about rejecting uninsured motorist protection, your lawyers need to work on this letter for Indiana residents.Should of stated Any additional or supplemental uninsured motorist. In a nutshell due to lack of clarification when calling ,I rejected the policy
Date published: 2015-06-19
Rated 5 out of 5 by from Very knowledgeable agents When looking for auto/motor home insurance your agents were very knowledgeable and friendly.
Date published: 2015-06-05
Rated 1 out of 5 by from forced to fisnish business with another person It is highly disappointing that Safeco employees are not allowed to call a client once the ongoing call is disrupted. One has to call again and start explaining the issue all over again with a different person. It is impossible to talk with the same person once a good "working relation" has been established. This will eventually lead to another insurance provider which allows for me to talk to one particular person I trust and not to a "company".
Date published: 2015-06-04
Rated 5 out of 5 by from question about my coverage they help to telling what date policy was....thanks for your courteous employees
Date published: 2015-05-29
Rated 5 out of 5 by from Umbrella Review Spoke with an agent recently and relized while researching additional auto insurance that my umbrella insurance did not cover my 16 year old son.
Date published: 2015-05-29
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© 2015 Liberty Mutual Insurance, 175 Berkeley Street, Boston, Massachusetts, 02116

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.